An amendment numbered 4 printed in House Report 109-530 to instruct the Inspector General of DHS to conduct an investigation of the Hurricane Katrina damage claims adjusted by the insurance companies that contract with the National Flood Insurance Program under the `Write- Your-Own' program to determine whether, and to what extent, the companies improperly assigned damages to flooding covered by NFIP that should have been paid by the windstorm coverage provided by the insurance companies. The Inspector General would be required to report the findings to Congress no later than six months after enactment.

1. Adds SEC. 20. INVESTIGATION OF WRITE-YOUR-OWN INSURERS' ADJUSTMENT OF CLAIMS RELATING TO HURRICANE KATRINA at the end of the bill

   Adds a section

   Inserted: SEC. 20. INVESTIGATION OF WRITE-YOUR-OWN INSURERS' ADJUSTMENT OF CLAIMS RELATING TO HURRICANE KATRINA.

   Inserted: (a) Investigation.--The Inspector General of the Department of Homeland Security shall carry out an investigation of insurers making flood insurance coverage available under the Write-Your-Own program pursuant to section 1345 of the National Flood Insurance Act of 1968 (42 U.S.C. 4081) and subpart C of part 62 of title 44, Code of Federal Regulations to determine--

   Inserted: (1) whether any such insurers, in adjusting and settling claims resulting from Hurricane Katrina, improperly attributed damages from such hurricane to flooding covered under coverage provided under the national flood insurance program rather than to windstorms covered by other coverage provided by such insurers or by windstorm insurance pools in which such insurers participated; and

   Inserted: (2) the extent to which such improper attribution of damages occurred.

   Inserted: (b) Report.--Not later than the expiration of the 6-month period that begins upon the date of the enactment of this Act, the Inspector General of the Department of Homeland Security shall submit to the Congress a report setting forth the conclusions of the investigation pursuant to subsection (a).

   Original wording

   At the end of the bill, add the following new section:

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As printed