An amendment numbered 13 printed in House Report 109-530 to extend the proof of loss filing deadline to 180 days and would prohibit NFIP from denying claims solely for failing to meet the deadline and make this change retroactive to September 18, 2003.

1. Adds SEC. 20. EXTENSION OF DEADLINE FOR FILING PROOF OF LOSS at the end of the bill

   Adds a section

   Inserted: SEC. 20. EXTENSION OF DEADLINE FOR FILING PROOF OF LOSS.

   Inserted: (a) In General.--Section 1312 of the National Flood Insurance Act of 1968 (42 U.S.C. 4019) is amended--

   Inserted: (1) by inserting "(a) Payment.--" before "The Director"; and

   Inserted: (2) by adding at the end the following new subsection:

   Inserted: "(b) Filing Deadline for Proof of Loss.--

   Inserted: "(1) In general.--In establishing any requirements regarding notification, proof, or approval of claims for damage to or loss of property which is covered by flood insurance made available under this title, the Director may not require an insured to notify the Director of such damage or loss, submit a claim for such damage or loss, or certify to or submit proof of such damage or loss, before the expiration of the 180-day period that begins on the date that such damage or loss occurred.

   Inserted: "(2) Exceptions.--Notwithstanding any deadline established in accordance with paragraph (1), the Director may not deny a claim for damage or loss described in such paragraph solely for failure to meet such deadline if the insured demonstrates any good cause for such failure.".

   Inserted: (b) Applicability.--Subsection (b) of section 1312 of the National Flood Insurance Act of 1968, as added by subsection (a)(2) of this section, shall apply with respect to any claim under which the damage to or loss of property occurred on or after September 18, 2003.

   Original wording

   At the end of the bill, add the following new section:

Read automatically from the Congressional Record. Check the original before relying on it.

As printed