An amendment numbered 11 printed in House Report 111-98 to expand the scope of the GAO study required under this act to include an examination of any effects on consumer and small business credit availability and affordability.

1. Replaces “homebuyers and mortgage lending” at the section 218(a) with “consumers, small businesses, homebuyers, and mortgage lending”

   Replaces

   In H.R. 1728 · Reported in House

   (a) Report Required.--The Comptroller General shall conduct a study to determine the effects the enactment of this Act will have on the availability and affordability of credit for [inserted: consumers, small businesses, ]homebuyers[inserted: ,] and mortgage lending, including the effect--

   (1) on the mortgage market for mortgages that are not within the safe harbor provided in the amendments made by this title;

   Original wording

   In section 218(a), strike “homebuyers and mortgage lending” and insert “consumers, small businesses, homebuyers, and mortgage lending”.

Read automatically from the Congressional Record. Check the original before relying on it.

As printed