An amendment numbered 10 printed in House Report 111-503 to direct the GAO to include in its FHA report an analysis on the effectiveness of HUD's loss mitigation home retention options in assisting individuals, particularly low income borrowers, in avoiding home foreclosure for mortgages.

1. 1

   Change 1: Strikes “and”

   StrikesPage 21, line 3Printed page

   Struck: and

   Original wording

   Page 21, line 3, strike “and”.

2. 2

   Change 2: Replaces the period on page 21, line 8 with “; and”

   ReplacesPrinted page

   …[struck: .][inserted: ; and]

   Original wording

   Page 21, line 8, strike the period and insert “; and”.

3. 3

   Change 3: Inserts new text on page 21, line 8

   InsertsPrinted page

   Inserted: (E) analyzes the effectiveness of the loss mitigation home retention options of the Department of Housing and Urban Development in assisting individuals in avoiding home foreclosure for mortgages on 1- to 4-family residences insured under subsection (b) or (k) of section 203, section 234(c), or section 251 of the National Housing Act, particularly for low-income individuals (as such term is defined in section 103 of the Riegle Community Development and Regulatory Improvement Act of 1994 (12 U.S.C. 4702)).

   Original wording

   Page 21, after line 8, insert the following:

Read automatically from the Congressional Record. Check the original before relying on it.

As printed