Amendment sought to provide affirmative permission for housing providers who administer U.S. Department of Housing and Urban Development funds to report on-time rental payment data for their tenants to credit reporting agencies without requiring and managing individual written consent agreements. Amendment also sought to direct HUD to retain tenant privacy so the furnished information would not specifically note that tenants receive HUD assistance.
What it does: Adds TITLE VI--FURNISHING RENT PAYMENT INFORMATION TO CREDIT REPORTING AGENCIES at the end of the bill
Rep. Keith Ellison (D-MN)Description
An amendment No. 11 printed in House Report 114-411 to provide affirmative permission for housing providers who administer U.S. Department of Housing and Urban Development funds to report on-time rental payment data for their tenants to credit reporting agencies without requiring and managing individual written consent agreements; and to direct HUD to retain tenant privacy so the furnished information would not specifically note that tenants receive HUD assistance.
What it changes
1 change to H.R. 3700
We couldn't match these changes to the text of H.R. 3700, so they're shown as written.
Adds TITLE VI--FURNISHING RENT PAYMENT INFORMATION TO CREDIT REPORTING AGENCIES at the end of the bill
Adds a titleInserted: TITLE VI--FURNISHING RENT PAYMENT INFORMATION TO CREDIT REPORTING AGENCIES
Inserted: SEC. 504. FURNISHING INFORMATION ABOUT RENT PAYMENTS TO A CONSUMER REPORTING AGENCY.
Inserted: (a) In General.--Notwithstanding any other provision of law, the Secretary of Housing and Urban Development or any other person having authorized access may furnish to a consumer reporting agency (as defined in section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a)) information relating to the on-time performance of an individual in making payments under a lease agreement with respect to a dwelling unit for which any subsidy or assistance for occupancy in the dwelling unit is provided under a program administered by the Secretary of Housing and Urban Development.
Inserted: (b) Additional Requirements for Furnishers.--Any person who furnishes such information shall--
Inserted: (1) ensure that the payment information is reported in a manner that does not by itself identify the individual as a recipient of housing assistance under a program administered by the Secretary of Housing and Urban Development; and
Inserted: (2) notify the individual that such information will be provided to a consumer reporting agency before providing such information to a consumer reporting agency.
Original wording
Add at the end of the bill the following new title:
Read automatically from the Congressional Record. Check the original before relying on it.
As printed
Add at the end of the bill the following new title:
TITLE VI--FURNISHING RENT PAYMENT INFORMATION TO CREDIT REPORTING AGENCIES
SEC. 504. FURNISHING INFORMATION ABOUT RENT PAYMENTS TO A CONSUMER REPORTING AGENCY.
(a) In General.--Notwithstanding any other provision of law, the Secretary of Housing and Urban Development or any other person having authorized access may furnish to a consumer reporting agency (as defined in section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a)) information relating to the on-time performance of an individual in making payments under a lease agreement with respect to a dwelling unit for which any subsidy or assistance for occupancy in the dwelling unit is provided under a program administered by the Secretary of Housing and Urban Development.
(b) Additional Requirements for Furnishers.--Any person who furnishes such information shall--
(1) ensure that the payment information is reported in a manner that does not by itself identify the individual as a recipient of housing assistance under a program administered by the Secretary of Housing and Urban Development; and
(2) notify the individual that such information will be provided to a consumer reporting agency before providing such information to a consumer reporting agency.
Legislative Activity
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House amendment offered
February 2, 2016
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House amendment offered
February 2, 2016
House amendment not agreed to: On agreeing to the Ellison amendment (A010) Failed by voice vote.
February 2, 2016 • 4:50 PM
House amendment offered/reported by : Amendment (A010) offered by Mr. Ellison.(consideration: CR H473-474; text: CR H473)
February 2, 2016 • 4:43 PM
Amendment failed in Committee of the Whole
February 2, 2016 • 4:50 PM
Amendment (A010) offered by Mr. Ellison. (consideration: CR H473-474; text: CR H473)
February 2, 2016 • 4:43 PM
On agreeing to the Ellison amendment (A010) Failed by voice vote.
February 2, 2016 • 4:50 PM