An amendment numbered 5 printed in Part A of House Report 116-79 to require the Director of the Consumer Financial Protection Bureau to issue a quarterly report on debt collection complaints and enforcement actions.

1. 1

   Change 1: Adds SEC. 9. DEBT COLLECTION on page 40, line 8

   Adds a sectionPrinted page

   Inserted: SEC. 9. DEBT COLLECTION.

   Inserted: (a) Report on Debt Collection Complaints and Enforcement Actions.--Section 1016 of the Consumer Financial Protection Act of 2010 (12 U.S.C. 5496) is amended by adding at the end the following:

   Inserted: "(d) Report on Debt Collection Complaints and Enforcement Actions.--The Director shall issue a quarterly report to Congress containing--

   Inserted: "(1) an analysis of the consumer complaints received by the Bureau with respect to debt collection, including a State-by-State breakdown of such complaints; and

   Inserted: "(2) a list of enforcement actions taken against debt collectors during the previous 12 months.".

   Inserted: (b) Limitation on Debt Collection Rules.--Section 1022 of the Consumer Financial Protection Act of 2010 (12 U.S.C. 5512) is amended by adding at the end the following:

   Inserted: "(e) Limitation on Debt Collection Rules.--The Director may not issue any rule with respect to debt collection that allows a debt collector to send unlimited email and text messages to a consumer.".

   Original wording

   Page 40, after line 8, insert the following:

2. 2

   Change 2: Replaces “sec. 9” with “sec. 10”

   ReplacesPage 40, line 9Printed page

   [struck: sec. 9][inserted: sec. 10]

   Original wording

   Page 40, line 9, strike “sec. 9” and insert “sec. 10”.

Read automatically from the Congressional Record. Check the original before relying on it.

As printed