An amendment numbered 1 printed in Part B of House Report 116-383 to require the GAO to study how credit scores are used in rental housing and mortgage determinations, including information on treatment of different demographic populations.

1. Adds SEC. 904. GAO STUDY ON THE USE OF CREDIT IN HOUSING DETERMINATIONS at the end of title IX

   Adds a section

   Inserted: SEC. 904. GAO STUDY ON THE USE OF CREDIT IN HOUSING DETERMINATIONS.

   Inserted: (a) Study.--The Comptroller General of the United States shall carry out a study of the use of consumer reports and credit scores in housing determinations to determine whether consumer reports or credit scores are being used as tools to perform the equivalent of banned red-lining.

   Inserted: (b) Contents of Study.--In carrying out the study required under subsection (a), the Comptroller General shall--

   Inserted: (1) examine both rental applications and mortgage applications; and

   Inserted: (2) include a demographic breakdown by race, gender, age, sexual orientation, city/suburban/rural, socioeconomic status, and any other demographic that the Comptroller General determines appropriate.

   Inserted: (c) Report.--The Comptroller General shall issue a report to the Congress containing all findings and determinations made in carrying out the study required under subsection (a).

   Original wording

   In title IX, add at the end the following:

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As printed