S.Amdt. 3744

SA 3744. Mr. VAN HOLLEN submitted an amendment intended to be
proposed by him to the bill S. 2296, to authorize appropriations for
fiscal year 2026 for military activities of the Department of Defense,
for military construction, and for defense activities of the Department
of Energy, to prescribe military personnel strengths for such fiscal
year, and for other purposes; which was ordered to lie on the table; as
follows:

At the end of subtitle F of title X, add the following:

SEC. 1067. VA HOME LOANS AND UNIFORM RESIDENTIAL LOAN
APPLICATION.

(a) Inclusion of Information Relating to VA Loans.--
(1) In general.--Subparagraph (A) of section 203(f)(2) of
the National Housing Act (12 U.S.C. 1709(f)(2)(A)) is
amended--
(A) by inserting ``(i)'' after ``loan-to-value ratio''; and
(B) by inserting before the semicolon the following: ``,
and (ii) in connection with a loan guaranteed or insured
under chapter 37 of title 38, United States Code, assuming
prevailing interest rates''.
(2) Rule of construction.--Nothing in the amendments made
by paragraph (1) shall be construed to require an original
lender to determine whether a prospective borrower is
eligible for any loan included in the notice required under
section 203(f) of the National Housing Act (12 U.S.C.
1709(f)).
(b) Military Service Question.--
(1) In general.--Subpart A of part 2 of subtitle A of the
Federal Housing Enterprises Financial Safety and Soundness
Act of 1992 (12 U.S.C. 4541 et seq.) is amended by adding at
the end the following:

``SEC. 1329. UNIFORM RESIDENTIAL LOAN APPLICATION.

``Not later than 6 months after the date of enactment of
this section, the Director shall require each enterprise to--
``(1) include a military service question on the form known
as the Uniform Residential Loan Application; and
``(2) position the question described in paragraph (1)
above the signature line of the Uniform Residential Loan
Application.''.
(2) Rulemaking.--Not later than 6 months after the date of
enactment of this Act, the Director of the Federal Housing
Finance Agency shall issue a rule to carry out the amendment
made by paragraph (1).
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