H.R. 4345

To amend title 38, United States Code, to increase the maximum amount of home loan guaranty available under the home loan guaranty program of the Department of Veterans Affairs, and for other purposes.

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        [Congressional Bills 108th Congress]
[From the U.S. Government Publishing Office]
[H.R. 4345 Referred in Senate (RFS)]

2d Session
H. R. 4345

_______________________________________________________________________

IN THE SENATE OF THE UNITED STATES

June 24, 2004

Received; read twice and referred to the Committee on Veterans' Affairs

_______________________________________________________________________

AN ACT

To amend title 38, United States Code, to increase the maximum amount
of home loan guaranty available under the home loan guaranty program of
the Department of Veterans Affairs, and for other purposes.

Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,

SECTION 1. INCREASE IN, AND ANNUAL INDEXING OF, MAXIMUM AMOUNT OF HOME
LOAN GUARANTY FOR CONSTRUCTION AND PURCHASE OF HOMES.

(a) Maximum Loan Guaranty Based on 100 Percent of the Freddie Mac
Conforming Loan Rate.--Section 3703(a)(1) is amended by striking
``$60,000'' each place it appears in subparagraphs (A)(i)(IV) and (B)
and inserting ``the maximum guaranty amount (as defined in subparagraph
(C))''.
(b) Definition.--Such section is further amended by adding at the
end the following new subparagraph:
``(C) In this paragraph, the term `maximum guaranty amount' means
the dollar amount that is equal to 25 percent of the Freddie Mac
conforming loan limit limitation determined under section 305(a)(2) of
the Federal Home Loan Mortgage Corporation Act (12 U.S.C. 1454(a)(2))
for a single-family residence, as adjusted for the year involved.''.

Passed the House of Representatives June 23, 2004.

Attest:

JEFF TRANDAHL,

Clerk.