Mr. President, I rise to introduce legislation to protect one of Americans' most valuable but vulnerable assets: Social Security Numbers. The bill I propose today is identical to legislation that is…
Mr. President, I rise to introduce legislation to protect one of Americans' most valuable but vulnerable assets: Social Security Numbers. The bill I propose today is identical to legislation that is making progress in the House of Representatives. Just before recess, the House Ways and Means Committee passed the bill not only with bipartisan support, but with unanimous support. Even though this bill has differences from S. 228, which I proposed at the beginning of this Congress to help prevent the misuse of Social Security numbers, the issue is too important for me, or for any other Senator, to stand by and do nothing.
The legislation, which in the House is H.R. 2971, was authored by Representative Clay Shaw, the Republican from Florida's 22nd Congressional District. Very briefly, the key provisions of the legislation will do the following: It will generally prohibit the Federal and State governments, and private businesses, from displaying, buying, and selling Social Security Numbers. However, realizing that there are certain instances where Social Security Numbers must be communicated, the bill makes exceptions for areas such as law enforcement, national security, vehicle registration, and certain limited forms of research.
The bill will also toughen the methods that the Social Security Administration uses to verify birth records, and that it uses to issue Social Security numbers to newborn infants.
Additionally, the legislation will prohibit companies from requiring consumers to provide their Social Security Numbers, and will treat any such requirement as a prohibited unfair trade practice.
The bill will also punish violators with fines and up to five years in prison, with up to 25 years for those who are involved in drug trafficking or terrorism.
The bill also allows other sections of Federal law to impose stronger restrictions, and calls for reports analyzing the process for issuing Social Security Numbers.
This legislation is necessary to help stop the epidemic of identity theft that has been plaguing America and its citizens.
According to a report that the Federal Trade Commission released in September, 2003, almost ten million people were victimized by identity theft in the previous year. This led to losses of over 47 billion dollars.
The damage is not merely monetary. According to the same FTC report, the average victim had to spend thirty hours that is, three-fourths of a standard work-week--to resolve the problems. Often, the entire process can drag out for years.
Perhaps worst of all, victims must confront the trauma that someone else has hijacked their very identity. According to the Identity Theft Resource Center, a non-profit group that operates in my home state of California: ``Each time you answer the telephone or go to the mailbox, you wonder what new bill will appear. The idea of dealing with yet another collection agency or a newly discovered credit card leaves you filled with dread, rage and helplessness. . . . Some feel like they are experiencing a form of `post-traumatic stress disorder' for a short time.''
Theft of a Social Security number can be especially devastating, because that piece of information has become a de facto universal identifier in American society.
One recent book on privacy in the United States documents how far the use of Social Security Numbers has spread beyond its original purpose, when they were created in 1936, of tracking American workers' earnings and benefits. According to the book: ``The SSN began to be used for military personnel, legally admitted aliens, anyone receiving or applying for federal benefits, food stamps, school lunch program eligibility, draft registration, and federal loans. State and local governments, as well as private sector entities such as schools and banks, began to use SSNs as well--for drivers' licenses, birth certificates, blood donation, jury selection, worker's compensation, occupational licenses, and marriage licenses. `` (SOURCE: Daniel Solove and Marc Rotenberg, Information Privacy Law, Aspen Publishers, 2003, at page 447-48.)
Despite this widespread use of Social Security Numbers, according to the General Accounting Office, ``No single federal law regulates the overall use or restricts the disclosure of SSNs by governments.'' (SOURCE: Social Security Numbers: SSNs are Widely Used by Government and Could be Better Protected, 2002 (Report Number GAO-02-691T) at page 5). As a result, the use of Social Security Numbers is regulated by an inconsistent and insufficient patchwork of State and Federal laws, that often leaves the numbers in plain view of the whole world.
It isn't surprising, then, that the sale of Social Security Numbers is proceeding at a furious pace. According to the GAO in a report that it released earlier this year, ``Internet-based information resellers whose Web sites we accessed also obtain SSNs from their customers and scour public records and other publicly available information to provide the information to persons willing to pay a fee.'' (SOUCE: Social Security Numbers: Private Sector Entities Routinely Obtain and Use SSNs, and Laws Limit the Disclosure of this Information (2004, Report Number GAO-04-11), on Highlights Page).
I personally first became aware of the need for a law to restrict the sale and display of Social Security numbers about eight years ago, when one of my staff members sat me down and downloaded my own Social Security Number from the Internet in a matter of minutes. Congress has done shockingly little to protect Social Security Numbers since then.
Therefore, we badly need a uniform law such as the one that the GAO report anticipates. Year after year, I have advocated and proposed such legislation that would restrict the public display and use of Social Security Numbers.
In the 106th Congress, I introduced S. 2966.
In the 107th Congress, I introduced, S. 848 and S. 3100.
In the 108th Congress, I introduced S. 228.
None of these bills moved. Today, I stand before you yet again, to introduce a fifth bill to take steps that will make it more difficult for thieves to steal this precious resource. This is not a partisan issue--all of the bills that I introduced in the past were bipartisan. And so is this bill: in the House, as I mentioned, it was passed unanimously in the Ways and Means Committee, and also has 41 co- sponsors, including 16 Republicans and 25 Democrats. This issue does not concern Republican government or Democratic government; rather, this is an issue of good government.
Earlier this year, the President signed into law a bill that I helped to author, to increase punishment for those who steal the identities of others. But punishment is not enough. We need to stop identity theft from occurring in the first place.
We have only three weeks until the end of this Congress to enact this legislation to prevent such thefts by protecting Social Security Numbers. If we do not pass this legislation now, we will have to wait yet again to give basic protection to information that should have been under lock and key long ago. It is time for us to act. Thank you.
I ask unanimous consent, the text of the accompanying bill be printed in the Record.