Mr. President, I rise today to introduce bill that would give our veterans, surviving spouses, and certain dependent children he option to buy dental insurance coverage through the Department of…
Mr. President, I rise today to introduce bill that would give our veterans, surviving spouses, and certain dependent children he option to buy dental insurance coverage through the Department of Veterans Affairs. My bill is based on a very successful program that has been in place since 1998 for military retirees and their families.
Under the TRICARE Retiree Dental Program, TRDP, military retirees are given the option to purchase dental coverage under a contract managed by the Department of Defense. Since the program started, over one million eligible participants have chosen to buy dental coverage through this plan, including over 56,000 in my home state of North Carolina. Those individuals have access to a network of about 112,000 dental plan providers across the nation. Premiums range from $14 to $48 per month per person, depending on the region and type of dental plan selected. With this kind of success, it seems only fitting that we offer the same kind of benefit to our veterans.
VA runs the largest integrated health care system in the nation. Although VA provides dental benefits to the 7.9 million veterans enrolled in the health care system, these benefits are either limited to a select group of people or can only be provided under very limited circumstances. For example, VA provides comprehensive dental care to veterans for 180 days after they leave service; who have service- related dental conditions; who are in nursing homes and require dental care; or who fall under other very strict guidelines.
My bill would supplement this limited coverage by giving veterans and survivors the option to purchase a more comprehensive dental plan. Of course, many veterans may have dental coverage through their employers or through an individual policy. My bill extends this dental plan option to all enrolled veterans.
As I mentioned, the bill is modeled after the successful program that is now offered to TRICARE retirees. Federal employees also have access to a similar benefit option for dental coverage. Like these other programs, this VA program would be entirely voluntary, be financed through premiums and, most importantly, provide needed coverage from a network of dental professionals in local communities.
This bill would not replace VA's dental services; it is just another option for those who want to have access to group insurance rates that they could not otherwise get on their own. This idea is like the 44 year relationship VA has with Prudential, who provides active duty servicemembers and veterans with group life insurance policies. The most important part of the relationship is that servicemembers and veterans are well-served and get to reap
the benefits of group rates and competition.
This is a good example of how we can build on innovative and successful approaches to improving options for our veterans. I believe my bill is another step in that direction, and I ask my colleagues for their support.