H.R. 2213House114th Congress (2015-2017)In Committee

To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.

Legislative Activity

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2 earlier actions

HouseCommittee Latest Action

Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

June 11, 2015

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HouseIntro Referral

Introduced in House

May 1, 2015

HouseIntro Referral

Referred to the House Committee on Financial Services.

Financial Services Committee

May 1, 2015

HouseCommittee

Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

June 11, 2015

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Introduced in HouseIssued May 1, 2015

114th CONGRESS

1st Session

H. R. 2213

IN THE HOUSE OF REPRESENTATIVES

May 1, 2015

Mr. Pearce (for himself and Mr. Sherman) introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.

Enforcement safe harbor

The integrated disclosure requirements for mortgage loan transactions under section 4(a) of the Real Estate Settlement Procedures Act of 1974 (12 U.S.C. 2603(a)), section 105(b) of the Truth in Lending Act (15 U.S.C. 1604(b)), and regulations issued under such sections may not be enforced against any person until January 1, 2016 and no suit may be filed against any person for a violation of such requirements occurring before such date, so long as such person has made a good faith effort to comply with such requirements.