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S. 2116Senate115th Congress (2017-2019)In Committee

Community Lender Exam Act

Sponsored by Joe DonnellySen. Joe Donnelly (D-IN)
Introduced November 9, 2017

AI-Generated Summary

Updated April 15, 2026 at 6:59 PM UTC

The Community Lender Exam Act amends the Federal Deposit Insurance Act to raise the asset size threshold that triggers mandatory on‑site examinations of insured depository institutions. The threshold is increased from $1 billion to $3 billion, so larger community lenders will no longer automatically receive on‑site exams. This change affects the FDIC’s examination policy and the institutions that fall under the new limit.

Key Provisions

  • Increase the asset threshold for on‑site examinations of certain insured depository institutions from $1 billion to $3 billion.

Legislative Activity

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1 earlier action
SenateIntro Referral Latest Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs Committee

November 9, 2017

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SenateIntro Referral

Introduced in Senate

November 9, 2017

SenateIntro Referral

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs Committee

November 9, 2017

Bill Text

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Introduced in SenateIssued November 9, 2017

II

115th CONGRESS

1st Session

S. 2116

IN THE SENATE OF THE UNITED STATES

November 9, 2017

Mr. Donnelly (for himself and Mr. Heller) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To amend the Federal Deposit Insurance Act to increase the asset threshold with respect to the on-site examination of certain insured depository institutions.

1.

Short title

This Act may be cited as the Community Lender Exam Act.

2.

Examination requirements

Section 10(d)(4)(A) of the Federal Deposit Insurance Act (12 U.S.C. 1820(d)(4)(A)) is amended by striking $1,000,000,000 and inserting $3,000,000,000.