LGBTQ Business Equal Credit Enforcement and Investment Act

Madam Speaker, I yield myself such time as I may consume.

Madam Speaker, I thank Mr. Morelle for yielding me the customary 30 minutes. I would parenthetically note that it took about 30 minutes to read the actual rule itself, so this is one of the longer rules that we have had under consideration.

There are six measures included in this rule. First is a bill that seeks to protect older Americans from discrimination in the workplace, protection

which already exists. There are two bills that failed to pass on suspension last week, and three Congressional Review Act resolutions.

The legislation considered in this rule will revoke commonsense regulations, expand the Federal Government, and create duplicative and unnecessary red tape for America's small businesses, employees, and consumers.

In 1967, Congress enacted the Age Discrimination in Employment Act to protect applicants and employees over 40 years old from discrimination on the basis of age in employment matters. This act is enforced by the Equal Employment Opportunity Commission.

In 2009, the Supreme Court held in the case of Gross v. FBL Financial Services that the standard of proof for a claim under the Age Discrimination in Employment Act requires that age stand alone as the cause of the adverse action rather than in conjunction with other evidentiary factors.

In 2013, the Supreme Court also ruled, in the University of Texas Southwestern Medical Center v. Naiel Nassar, that the plaintiff must prove that a retaliatory motive was the decisive cause of an adverse employment action.

H.R. 2062, the Protecting Older Workers Against Discrimination Act, would reverse the Supreme Court decisions by allowing mixed-motive claims in Age Discrimination Employment Act cases where age would only need to be a motivating factor for discrimination, even though other factors also motivated discrimination. In other words, the bill shifts the burden of proof to allow plaintiffs in age discrimination cases to demonstrate that any practice by an employer for which age was a motivating factor is covered. Eliminating the decisive factor approach disregards two Supreme Court cases and existing law.

Other provisions of H.R. 2062 prohibit a court from awarding damages or requiring any employment activity other than injunctive relief, making the only true beneficiaries of this legislation members of the plaintiffs' bar.

The Supreme Court stated in the Nassar case that ``lessening the causation standard could also contribute to the filing of frivolous claims, which would siphon resources from efforts by employers, administrative agencies, and courts to combat workplace harassment.''

Republicans are committed to eliminating discrimination in the workplace; that includes for older Americans. Discrimination of any kind is already against the law through the Age Discrimination in Employment Act, the Americans with Disabilities Act, the Rehabilitation Act, and the Civil Rights Act.

Today's rule also contains two bills that were brought up on suspension last week but were unable to pass with the required two- thirds vote: The Equal Access to Contraception for Veterans Act, and the LGBTQ Business Equal Credit Enforcement and Investment Act.

The final three measures included in the rule utilize the Congressional Review Act to overturn three Trump-era rules that attempted to provide commonsense regulations, reduce red tape, and to promote transparency. But in the zeal to repeal all things Trump, commonsense reduction of red tape, and promoting transparency may just be regarded as collateral damage, as everything associated with the former President must be undone in the eyes of House Democrats.

First, S.J. Res. 15 nullifies a rule submitted by the Office of the Comptroller of the Currency relating to National Banks and Federal Savings Associations as Lenders. This agency rule provides clarity by determining exactly when a national bank or a Federal savings association is, in fact, the ``true lender'' when partnering with a third party to provide loans.

In today's markets, it is common for financial technology companies to partner with banks to meet the needs of their consumers. Unfortunately, Court rulings have created uncertainty when partnerships occur in determining who is the ``true lender'' in these circumstances.

This Office of Comptroller of the Currency rule provides much-needed clarity for market participants and ensures consumers are, in fact, adequately protected. Federal law requires ``true lenders'' to comply with certain consumer protection laws, and clearly delineating the ``true lender'' will eliminate this uncertainty.

While the majority claims that this rule gives a green light to predatory relationships by allowing a ``rent-a-charter'' partnership, this could not be further from the truth. This rule provides greater transparency into such practices, allowing better protections for consumers. With more transparency comes more accountability; after all, sunlight is the best disinfectant.

The next resolution, S.J. Res. 13, uses the Congressional Review Act to nullify the Equal Employment Opportunity Commission's rule titled ``Update of Commission's Conciliation Procedures.'' Conciliation is a process by which two parties may resolve disputes informally and confidentially without ever having to go to court.

The Equal Employment Opportunity Commission rule is designed to bring its conciliation procedures in line with the Supreme Court's decision in Mach Mining, LLC v. EEOC, and would update these procedures for the first time since 1977.

By encouraging the Equal Employment Opportunity Commission claims to be resolved outside of court, this rule ensures that disputes can be resolved at less expense in a more timely basis and ensure accountability.

Passing S.J. Res. 13 would not promote a better workplace for employees; it would only encourage more litigation. And by utilizing the Congressional Review Act, this resolution would prevent the Equal Employment Opportunity Commission from ever updating its conciliation procedures without additional Congressional action. Simply put, this resolution would only make it more difficult to settle workplace disputes.

The final resolution in this rule is S.J. Res. 14, which would use the Congressional Review Act to nullify the Environmental Protection Agency's rule titled ``Oil and Natural Gas Sector: Emission standards for New, Reconstructed, and Modified Sources Review.'' Should this be signed into law, it would have significant ramifications for America's energy industry but, in fact, it would have little impact on America's public health or America's environment.

In 2020, the Environmental Protection Agency issued new regulations that right-sized New Source Performance Standards for the oil and gas industry. Despite the hyperbolic language in the media and from interest groups, the Environmental Protection Agency found that these methane rules had no real impact on emissions.

Let's say that again, because it is so important: Despite the language in the media and from interest groups, the EPA found that these methane rules had no real impact on emissions. Simultaneously, barriers to entry were lifted and companies of all sizes were able to compete. This allowed America to regain its position as a global energy leader.

Throughout the Trump administration, Americans benefited from historically clean air and cleaner water. Greenhouse gas emissions fell throughout the Trump Presidency. The lesson is quite simple: Promoting innovation and investment in the energy sector is a better way to promote economic and environmental success.

I am very concerned about this resolution's impact, especially in my home State of Texas. In recent months, Americans have seen sharp increases, sharp increases in the price of gasoline, sharp increases in the price of electricity. Energy costs are rising, and this resolution only threatens to send them higher. History shows us that the most substantive changes that can be made occur faster through innovation and not greater regulation.

Madam Speaker, I urge opposition to the rule, and I reserve the balance of my time.

Madam Speaker, I yield myself such time as I may consume.

Madam Speaker, if we defeat the previous question, I will offer an amendment to the rule to immediately consider H.R. 18, the No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act of 2021.

Madam Speaker, I ask unanimous consent to insert the text of my amendment into the Record, along with extraneous material, immediately prior to the vote on the previous question.

Madam Speaker, this bill, introduced by Representative Chris Smith, prohibits the use of Federal funds for abortions or for health coverage that includes abortions.

The Hyde Amendment first passed Congress in 1976 to ban Federal funding for most abortions. President Biden's fiscal year 2022 budget request omits this ban for the first time in over 40 years, breaking longstanding precedent.

H.R. 18 would make the ban on Federal funding for abortions permanent, with exceptions for rape, incest, or if the mother's life is in danger.

Madam Speaker, I yield 3\1/2\ minutes to the gentleman from New Jersey (Mr. Smith), my good friend, and a true leader on this issue, to further explain the amendment.

Madam Speaker, I yield an additional 30 seconds to the gentleman.

Madam Speaker, I yield 3 minutes to the gentlewoman from Louisiana (Ms. Letlow), one of our newest Members, to speak again on defeating the previous question and considering the amendment.

Madam Speaker, I yield 3 minutes to the gentleman from Oklahoma (Mr. Cole), the ranking member of our Rules Committee.

Madam Speaker, I yield 3 minutes to the gentlewoman from Florida (Mrs. Cammack) on the motion against the previous question.

Madam Speaker, I yield 3 minutes to the gentlewoman from Minnesota (Mrs. Fischbach), a valuable member of the Rules Committee, to speak against the previous question.

Mr. Speaker, may I inquire as to how much time remains.

Mr. Speaker, I have no further speakers. I am prepared to close if that is in accordance with the wishes of the majority, so I yield myself the balance of my time.

Mr. Speaker, the bills in this lengthy rule will not achieve the benefits for the American people that are being claimed.

The Protecting Older Workers Against Discrimination Act lowers the threshold for age discrimination cases in the workplace. It is already illegal to discriminate against an employee because of age. Lowering the burden of proof to allow for mixed-motive claims will, in fact, only benefit the trial lawyers who actually bring the suits.

I do want to direct attention to a letter that most Members received from the United States Chamber of Commerce. It is a very good letter opposing S.J. Res. 15. This is the Congressional Review Act repeal of the Office of the Comptroller of the Currency's rule on national banks and Federal savings associations and lenders.

The reason I bring this up is because I know many of my friends on the other side of the aisle do claim that their support from the United States Chamber of Commerce is what makes them bipartisan and, hence, they should be reelected. But here we have the U.S. Chamber of Commerce sending each of us a letter talking about how damaging excluding that rule from the Office of the Comptroller of the Currency would be.

If I may just read a portion of this letter: ``Partnerships between banks and third parties have become a critical avenue for making credit available to both consumers and small businesses. . . . Fintech partnerships provided funding for many of America's smallest businesses which, according to McKinsey & Company, are disproportionately minority-owned.''

Mr. Speaker, by undoing this Trump-era rule, you are, in fact, going to be hurting some of the smallest businesses in the country, and I don't think that is what you would have intended.

Mr. Speaker, I include in the Record the letter from the U.S. Chamber of Commerce.

Chamber of Commerce of the

United States of America,

Washington, DC, June 18, 2021.

To the Members of the House of Representatives: The U.S.

Chamber of Commerce strongly supports the Office of the

Comptroller of the Currency's (OCC) rule on ``National Banks

and Federal Savings Associations as Lenders,'' also known as

the ``True Lender'' Rule, and strongly opposes S.J.Res. 15,

which would effectively overturn it.

The True Lender Rule provides important legal certainty for

national banks and federal savings associations regarding

loans they may issue in conjunction with third-parties.

Various judicial rulings have created legal uncertainty as to

who is the ``True Lender'' of a loan when a bank works with a

third party, thus calling into question the laws that apply

to these loans. This legal uncertainty discourages financial

institutions from partnering to provide credit to consumers

and small businesses.

Partnerships between banks and third parties have become a

critical avenue for making credit available to both consumers

and small businesses. In fact, FinTech partnerships

represented 15% of Paycheck Protection Program (PPP) loans to

small businesses last year. More importantly, the median

value of FinTech partnership-enabled PPP loans was $15,000.

That median value amount was the smallest of all lending

providers including Minority Development Institutions and

Nonprofits. That means FinTech partnerships provided funding

for many of America's smallest businesses which, according to

McKinsey & Company, are disproportionately minority-owned.

The OCC's rule establishes a clear test for determining the

``True Lender'' when a bank makes a loan, which clarifies

what legal frameworks are applicable to a loan. The rule

provides that a bank is the ``True Lender'' when it, as of

the date of origination, (1) is named as the lender in the

loan agreement or (2) funds the loan. This clarification is

critical for banks to partner with third parties and does not

undermine the myriad consumer protection laws enforced by

state and federal regulators.

The Chamber opposes S.J.Res. 15.

Sincerely.

Neil L. Bradley.

The Congressional Review Act is a legitimate tool to review executive actions, but it should not be used as a political tool to overturn a previous administration's actions simply because, Mr. Speaker, you don't like the previous occupant of the White House.

The CRAs in this rule are not based on sound policymaking. They are instead being used as an attempt to score political points by undoing Trump-era policies.

Mr. Speaker, I urge my fellow Members to reconsider these measures by simply focusing on the policy and not the policymaker.

Mr. Speaker, I have no other conclusion than to urge a ``no'' vote on the previous question, a ``no'' vote on the rule, and a ``no'' vote on the underlying measures.

Mr. Speaker, I yield back the balance of my time.

Mr. Speaker, on that I demand the yeas and nays.

Madam Speaker, by direction of the Committee on Rules, I call up House Resolution 486 and ask for its immediate consideration.

Madam Speaker, for the purpose of debate only, I yield the customary 30 minutes to the gentleman from Texas (Mr. Burgess), pending which I yield myself such time as I may consume. During consideration of this resolution, all time yielded is for the purpose of debate only.

General Leave

Madam Speaker, I ask unanimous consent that all Members be given 5 legislative days to revise and extend their remarks.

Madam Speaker, yesterday, the Rules Committee met and reported a rule, House Resolution 486, providing for consideration of H.R. 2062, the Protecting Older Workers Against Discrimination Act, under a structured rule. It provides 1 hour of debate equally divided and controlled by the chair and ranking minority member of the Committee on Education and Labor. It self-executes a manager's amendment from Chairman Scott and makes in order five amendments. The rule provides for en bloc authority to Chairman Scott or his designee and for one motion to recommit.

The rule also provides for consideration of H.R. 239, the Equal Access to Contraception for Veterans Act, under a closed rule. It provides 1 hour of debate equally divided and controlled by the chair and ranking minority member of the Committee on Veterans' Affairs and provides for one motion to recommit.

The rule also provides for consideration of H.R. 1443, the LGBTQ Business Equal Credit Enforcement and Investment Act, under a closed rule. It provides 1 hour of debate equally divided and controlled by the chair and ranking minority member of the Committee on Financial Services and provides for one motion to recommit.

The rule further provides for consideration of S.J. Res. 13, S.J. Res. 14, and S.J. Res. 15 under closed rules. It provides the Committees on Education and Labor, Energy and Commerce, and Financial Services each 1 hour of debate equally divided and controlled by their respective chairs and ranking minority members. It also provides each joint resolution one motion to recommit.

Finally, the rule deems passage of H. Res. 485 and provides the majority leader or his designee the ability to en bloc requested rollcall votes on suspension bills considered on June 22 or 23. This authority lasts through June 25.

Madam Speaker, the House is set to take up a number of critical bills and resolutions in this rule, but I would like to begin by saying a few words about H.R. 2062, the Protecting Older Workers Against Discrimination Act.

Instances of age discrimination at the workplace, including being passed up for a promotion or forced to retire early, are far too common across the country. A recent survey conducted by AARP found that nearly two out of three workers 45 years and older have seen or experienced age discrimination while on the job.

Importantly, we can expect this problem to be exacerbated in the coming years by the continued growth of the number of older workers in America, which is outpacing the growth of the overall labor force.

Discrimination against workers is not only unfair and morally wrong; it creates a major drag on the U.S. economy. According to a recent report, the economy missed out on an additional $850 billion in GDP in 2018 all because older workers aged 50 years and older were not given the opportunity to remain in or re-enter the labor force, switch jobs, or be promoted within their existing company. Clearly, age discrimination not only harms older workers; it harms the country as a whole.

Despite the enormity of this problem, the Supreme Court in 2009 made it much more difficult for age discrimination lawsuits to be successful. The Court's ruling in Gross v. FBL Financial Services, Inc. imposed a much higher burden of proof on plaintiffs alleging discrimination than previously required under the Age Discrimination in Employment Act passed by Congress in 1967.

This new standard from Gross requires plaintiffs to prove that age discrimination was the decisive, determinative but-for cause for any adverse employment action taken by the employer. The new sole-factor test replaced decades of precedent allowing that employees need only show that their age was a key factor, potentially among other factors, in the employer's adverse employment action.

The Protecting Older Workers Against Discrimination Act simply restores the pre-2009 evidentiary threshold, allowing individuals to show a discriminatory motive was merely a key factor for the adverse employment action, which is consistent with the standard for other workplace discrimination claims based on race, religion, sex, or national origin. This legislation ensures that older workers can pursue their livelihoods and hold employers accountable for age discrimination.

This rule also sets up consideration of three Congressional Review Act resolutions, all of which overturn harmful rulemaking implemented by the Trump administration.

S.J. Res. 13 overturns a rule finalized by the Equal Employment Opportunity Commission that provides employers with significant unfair advantages during the informal conciliation process, which allows parties to settle a charge of employer discrimination without going to court.

S.J. Res. 14 overturns efforts by the Trump EPA to gut a 2016 rule finalized by the Obama administration, which placed critically important limits on methane emissions from the oil and gas industry sector.

The last CRA resolution overturns the Office of the Comptroller of the Currency's true lender rule, which makes it easier for predatory lenders to launder loans through out-of-State banks that are not subject to State interest rate caps. Prior to this rule, the ``true lender'' in partnerships between banks and nonbank financial service companies was whichever entity had the primary economic interest in the loan. This harmful OCC action changed the test for the ``true lender'' to be simply whichever bank is listed on the loan origination documents, making it extraordinarily easy to create a rent-a-bank relationship between nationally chartered banks and nonbanks, allowing nonbanks to avoid State interest rate cap laws where they are actually doing business.

Especially during the midst of a once-in-a-lifetime pandemic and economic crisis, it is astounding that the Trump administration chose to focus on making it easier for predatory lenders to take advantage of Americans in need.

Finally, the House is also set to consider two additional bills. The Equal Access to Contraception for Veterans Act, H.R. 239, prohibits the Department of Veterans Affairs from requiring copayments for contraception coverage, bringing the policy in line with the Department of Defense and the private sector. The second bill, LGBTQ Business Equal Credit Enforcement and Investment Act, H.R. 1443, requires financial institutions to collect the sexual orientation and gender identity of the principal owners of small businesses, in addition to existing requirements that institutions collect data on sex, race, and ethnicity.

Both of these bills should be noncontroversial. Although Members of the House Republican Conference inexplicably blocked these bills from passing under suspension last week, I am pleased that we will not further delay passage of this critical legislation.

I urge all of my colleagues to support this rule, the Protecting Older Workers Against Discrimination Act, three CRAs to overturn harmful administration actions of the previous administration, and commonsense legislation to support women veterans and the LGBTQ business community.

Madam Speaker, I reserve the balance of my time.

Madam Speaker, I yield myself such time as I may consume.

Madam Speaker, I appreciate very much the comments from my friend and my colleague on the Committee on Rules, Mr. Burgess.

I do want to just note that when it comes to discrimination, the standard that we use for discrimination in the workplace that relates to race, religion, sex or national origin, is that

those factors are a key motivating factor in an employment decision that allows a claimant to come forward. That is what we wish to make the standard for age discrimination for older Americans.

What is being suggested by my friends on the other side of the aisle, however, are two different standards. In this case, when it comes to age discrimination, that it needs to be the sole factor. Prior to the 2009 Supreme Court case, indeed these were on par. The same standards would apply, the same criteria that it be a key motivating factor.

And frankly, when you think about it, if you are an older American and you are being denied a promotion, you are being denied a pay raise, and your employer suggests, well, you are a little older, and oh, by the way--and lists a couple other things. Well, because it is not the sole factor that they articulated, you don't have a cause for a claim. And we believe that there shouldn't be two different standards when it comes to discrimination. If it is a key motivating factor, which it was up until the 2009 opinion, that is how it should stand. And we should make certain that the law of the land when it relates to employment discrimination is the same, whether or not it is because of race, religion, sex, national origin, or age.

Madam Speaker, I yield 4 minutes to the distinguished gentlewoman from California (Ms. Brownley).

Madam Speaker, I yield myself such time as I may consume.

Madam Speaker, I want to just talk for a moment about H.R. 239, the Equal Access to Contraception for Veterans Act, which is actually before us today. Although some might want to make this debate about other issues, it is not.

Comprehensive healthcare for women, including access to contraception, is critically important. Access to contraception is an economic issue. It helps people stay in the workforce, earn wages, support stronger families. It has even been shown to lift women out of poverty.

Even relatively small copays have been found to be a barrier to accessing contraception. Costs associated with contraception result in women foregoing it completely, choosing less effective methods, or using it inconsistently.

Congress eliminated copays for contraception as part of the Affordable Care Act. And, as I said, for members of the Defense Department, for people in military service, there is no copay. It is time we did the same for those brave women who entered armed services and now are veterans.

We also want to make sure that we have equal access. Women represent the fastest growing subpopulation of veterans in the Nation, yet they lack access to the basic preventative healthcare needs like contraception.

So I want to make sure that we focus on what is before us, the bills before the House, what this conversation is about, and not to be distracted by things not before us and part of an extreme agenda.

This is a simple issue. It has passed by voice vote in the last Congress, and it is not clear to me what has changed. This is an important issue for women all across America, and we owe that to our veterans to make sure that they don't have additional barriers to contraception that no one else in American has.

Madam Speaker, I reserve the balance of my time.

Madam Speaker, I just note that we have in front of us two CRAs. We have two important bills: The LGBTQ Business Equal Credit Enforcement and Investment Act, as well as the Protecting Older Workers Against Discrimination Act of 2021.

And we are not talking about any of those. So I am prepared to talk about those, which are actually before the House, whenever my friends choose to.

Madam Speaker, I reserve the balance of my time.

Mr. Speaker, I reserve the balance of my time.

Mr. Speaker, I yield myself the balance of my time.

Mr. Speaker, I do want to thank the gentleman, Dr. Burgess, a colleague and friend on the Rules Committee. I always appreciate hearing from him.

I think there are compelling issues here in this rule and the reasons that the House should adopt the rule.

The Protecting Older Workers Against Discrimination Act is a critical tool for so many Americans who are discriminated against in the workplace. It deserves our support. I am confident that it will pass the House, but we should remember how important it is, not only to those workers, but to the U.S. economy.

H.R. 239, the Equal Access to Contraception for Veterans Act, makes sure that women who have served and are veterans have the same rights that every other person in America has to not have to pay copays in order to receive contraception from their healthcare policy.

We also take up critical legislation regarding LGBTQ businesses, to make sure they get equal access to credit and equal access to investments. H.R. 1443 would require lenders to start to gather information on those businesses that are owned by LGBTQ individuals.

The CRAs, in my judgment, Mr. Speaker, are all well-informed, and they do focus on the policies, policies which, frankly, we don't agree with here in the House and which the Senate didn't agree with. The Senate has passed these on to us in bipartisan fashion, so these aren't simply questions of whether or not we approve of the previous President. This is about the policies themselves, and they have found themselves here to be voted on because our colleagues across the corridor in the Senate agree with us that these rules ought to be overturned using the CRA process.

This is an important rule. It affects millions of Americans in so many ways.

Mr. Speaker, I urge a ``yes'' vote on the rule and the previous question.

Mr. Speaker, I yield back the balance of my time, and I move the previous question on the resolution.

Mr. Speaker, I rise for the purpose of inquiring of the House majority whip the schedule for next week.

Mr. Speaker, I would be happy to yield to my friend from South Carolina (Mr. Clyburn), the majority whip of the House.

Madam Speaker, I thank the gentleman from South Carolina for walking us through those. Of course, I would first like to, as we note that the majority leader is not here, wish Mr. Hoyer a speedy recovery. I got to speak with him yesterday, and he is doing better and appreciates the prayers and thoughts from our colleagues.

And I told him: You don't have to rush back. You want to make sure you get better before you come back.

And I know from experience to take the time and get better. And I offered, by the way, use of my physical therapist, and maybe he and I will do some joint physical therapy when he returns. But he was in good spirits and is looking forward to coming back. I know the gentleman from South Carolina shares that as well.

MR. CLYBURN. Absolutely.

I am sure the gentleman from Maryland is watching right now as he is recovering, but I said, we are used to sparring and having some fun conversations back and forth through the Select Subcommittee on the Coronavirus, but we also look forward to seeing him back in the middle of this fray soon, too.

If I may, I did want to ask. There were a couple of bills that deal with the origin of the coronavirus, and I know we have been having those conversations about trying to get a deeper investigation into the origin of the coronavirus. But the Senate had passed over a few weeks ago a bill, S. 1867, that came out of the Senate unanimously back in May, which requires the Director of National Intelligence to declassify information that relates to the origin of COVID-19.

I am not sure if this is a bill that you all were looking at bringing up, but we wanted to just ask if we could have S. 1867 brought to the House floor. It was a bill that passed unanimously out of the Senate, which does indicate that there was strong interest on both sides to get that information declassified so we can get more information about the origin of COVID for all of our Members to be able to see, not just those Members that have access to that information.

I am not sure, again, if the gentleman was looking at that, but if that is something you all could look at, I think it would be well received by both sides, and then would help us quickly get that information available for all to see.

Madam Speaker, I yield to the gentleman.

There is an old adage: ``Why put off tomorrow what you can do today?''

There is unanimous support for S. 1867 to not wait until August. And, in fact, it was May when Senators--all Republicans and all Democrat Senators--recognized that this is something we should do and we should do now, and this would get more information out to the public, as well as to our Members.

I would also ask if the majority would look at H. Res. 90, which is a resolution that supports the international investigation into the origin of COVID-19.

There are many countries. We have heard a lot of European countries have expressed interest in having an international commission to look into this. I don't know why the United States would be reluctant to be a part of that investigation.

But, again, in light of all of the new information that has come out, some emails recently since our committee has met, show more and more that there is a high likelihood that COVID-19 started in the Wuhan lab. Whether it was intentional or not, there is strong evidence pointing to the fact that it likely started there.

We have not had a single hearing, not any of the standing committees, and here we have a committee that, by its name, the Select Subcommittee on the Coronavirus was established for the purpose of investigating COVID-19, all elements of it, not just what is happening here in America.

We just recognized over 600,000 deaths from COVID-19 on the steps of the Capitol just a few days ago. So, clearly, it has hit our country hard, but it has hit the whole world hard. Millions of people have died. And now there is real evidence that has come out, including from some of our own scientists here in America, that they may have been aware over a year ago that COVID-19 originated in the lab as opposed to what the original projections were that it was a bat-to-human transmission. Now there is a lot of evidence pointing to the opposite of that.

In fact, many of us were calling for that investigation over a year ago, and some were called conspiracy theorists, yet now the hard scientific data shows that it may have been, in fact, started in that lab.

Why are we not having those hearings now in our committee, other committees, again, not months from now?

But if China knew of this, there may not be scientists that we can get access to, but we have American scientists who were in communication with those scientists. Whether it is directly or indirectly, there may have been taxpayer funds that were involved in that. We should be trying to find that out now. And China may be trying to cover some of that up.

The quicker we can get those hearings and those investigations, the more we can find out while it is still possible to find it out. I think it would help a lot of us to understand what really happened, what went wrong.

Because if it was started in that lab, this would be a disaster dramatically greater than Chernobyl in terms of devastation to the world, loss of human life. We should all want to be finding

out. There were a lot of investigations into Chernobyl. This is dramatically worse than Chernobyl. And if it was self-made, that is something we should be investigating now. I am not sure why there is a reluctance to do it.

But I would ask the gentleman, if I could just reiterate, I know we sent a letter--over 200 of our colleagues signed on--asking that we investigate it, all the committees of jurisdiction, including ours.

Madam Speaker, I yield to the gentleman.

Madam Speaker, we will continue to press for that investigation.

And, you know, I am from New Orleans, and I know what it is like to have cooks in the kitchen, but I also know how important it is to have a lot of eyes looking at the same thing. And the more eyes looking into something where there is mystery, where there is uncertainty, where there is speculation, I think the more people looking at this, the better.

Again, our committee is uniquely set up. There are other committees that are set up to look at different aspects of it. We should all be looking at it because the more questions we ask--it seems like right now more questions are raised. We need to get answers to those questions, and we get those answers by having that oversight hearing. We don't want some kind of Soviet-style coverup. We want to be looking at those questions and having people brought in.

There are American scientists, some people who work for this United States Government, who could help us answer those questions, and they haven't been brought forward. We can compel them to come forward, especially in light of these emails that have come out recently, which show that some of those scientists were aware over a year ago that it may have started in the lab.

That was not shared with us in previous hearings. I think a lot of our Members on both sides would like to find that information out as much as we can. And the more we are asking questions, the more I think we will get answers that everybody in the country and around the world wants to know. So, we will continue to press for that.

I also want to ask about the appropriations process. I understand the Committee on Appropriations is starting to do some work to start bringing up the bills in committee so that we can, hopefully, have an appropriations process move forward. We would be strongly encouraging a bipartisan appropriations process but also an open appropriations process.

So, as we look to the floor schedule, we are hearing that maybe in July some of these bills would come to the floor. As the gentleman knows, when we bring appropriations bills to the floor, whether it is a fully open process or even a modified process, you typically have well over 100 amendments that come to the floor on these appropriations bills.

Does the gentleman anticipate that we would start, around July, seeing some of those bills come to the floor? And will we have that ability on the floor to have those kinds of amendments brought forward in a process that we have seen in the past?

Mr. Speaker, I yield to the gentleman.

Mr. Speaker, I thank the gentleman, and we look forward to that robust process through both committee and, ultimately, on the floor.

The last point, I wanted to ask about deals with infrastructure. We are seeing a lot of different groups both in the House and Senate that are working on various infrastructure plans. I know we had Members on our side, Ranking Member Graves and others, who rolled out a plan recently that covers traditional infrastructure, which would be roads and bridges--even broadband, waterways--paid for along the way, not with tax increases but with responsible budgeting.

I wanted to ask because we are hearing different reports on what may or may not come to the House floor. Budget reconciliation, possibly, and tax increases, unfortunately, are still being floated out there, which is different from what we are hearing right now with the bipartisan Senate plan.

Can the gentleman shed light on what is anticipated on the floor, whether it would be a budget reconciliation bill in the weeks or months ahead or maybe a bipartisan plan, which we would surely encourage, laying out some ideas of infrastructure that would be bipartisan that we would support?

Mr. Speaker, if the gentleman could answer that, I would be happy to yield.

Mr. Speaker, I thank the gentleman. Hopefully, we can have that debate and work together to achieve that vision for the future as we are dealing with the problems of today and our infrastructure needs for today, but also do it in a fiscally responsible way. I think that is what the two sides, especially in the Senate, are looking at.

I still haven't gotten an indication, specifically, as it deals with some kind of reconciliation bill that may or may not come to the floor. Hopefully, it is not some attempt to raise taxes and do things that would undermine our economy, our competitiveness, and our ability to create more opportunities for people to achieve the American Dream by entering into the workforce and ultimately moving their way up and having their own opportunities as well, which would be undermined with higher taxes.

If that part of the equation gets brought in, clearly, that changes the dynamic. But, hopefully, we stick to the traditional infrastructure needs that you and I would both agree need to be met. Hopefully, we can find a path to get there together. That is what we will be working toward in the week ahead.

Mr. Speaker, if the gentleman has nothing else, I am prepared to yield back.

Hopefully, we can keep that difference in mind.

I appreciate the gentleman filling in, and we will see the gentleman from Maryland back soon enough and maybe even moving a little faster than before. I am not going to challenge him to a race because he would defeat me in that.

Mr. Speaker, I thank my friend from South Carolina, and I yield back the balance of my time.

Madam Speaker, I appreciate the gentleman letting me stand in today for the majority leader.

Next week, on Tuesday, the House will meet at 12 p.m. for morning- hour debate and 2 p.m. for legislative business, with votes expected no earlier than 6:30 p.m.

On Wednesday and Thursday, the House will meet at 10 a.m. for morning-hour debate and 12 p.m. for legislative business.

On Friday, the House will meet at 9 a.m. for legislative business, with last votes no later than 3 p.m.

We will consider several bills under suspension of the rules. The complete

list of suspension bills will be announced by the close of business tomorrow.

In addition, we will consider:

H.R. 2062, the Protecting Older Workers Against Discrimination Act, which would make it easier for those who have suffered age discrimination in the workplace to file a complaint and seek redress;

H.R. 1443, the LGBTQ Business Equal Credit Enforcement and Investment Act, which would ensure that the Consumer Financial Protection Bureau keep statistics on credit reporting for LGBTQ-owned businesses in the same way as it does for women- and minority-owned companies and small businesses; and

H.R. 239, Equal Access to Contraception for Veterans Act, which would allow women receiving healthcare services from the VA system to access basic contraceptive care without paying copays similar to coverage provided under the Affordable Care Act.

We will consider three resolutions of disapproval to reverse regulatory actions made under the prior administration, which have all been passed by the Senate:

S.J. Res. 13 would reverse the Equal Employment Opportunity Commission's rule that had obscured information about the factual and legal basis the Commission used to make determinations on discriminatory practices;

S.J. Res. 14 would overturn the prior administration's Environmental Protection Agency rule that removed protections from dangerous methane emissions that exacerbate the climate crisis; and

S.J. Res. 15 would overturn a rule by the Office of the Comptroller of the Currency and allow States once again to regulate these lenders and protect consumers in order to rein in predatory lenders and rent-a- bank schemes.

You and I have been having this discussion for quite a while with our select subcommittee activities. I have not seen the legislation that you make reference to, but I am sure that the majority leader has. And, like you, I am looking forward to his speedy recovery so he can get back into this spot. I am a little more familiar with sparring with you in our select subcommittee than on this floor.

But having said that, I think you are aware that the Biden administration has already directed the United States intelligence community to examine this issue, calling on the intelligence community to redouble their efforts to report their findings by August 24 and to keep Congress fully apprised of their work.

We have confidence in their ability to conduct a robust evidence- based inquiry into the origin of the coronavirus and will not allow House Republicans to irresponsibly hijack this issue for partisan purposes. We want to see this thing happen, and you and I have had this discussion. And because they have got until August 24--that is, what, 3 months from now, or less--I think we will be in a good place to let the Intelligence Committee do its work.

Madam Speaker, I want to assure the gentleman that I am as anxious to know exactly what happened as he is. And the American people want to know exactly what happened. The fact of the matter is, though, we have several committees that are investigating, including the House Committee on Science, Space, and Technology have indicated that they intend to look into the matter.

Now, like you, I am from the South, and you can get too many cooks in the kitchen. And I am fully aware that to have a plethora of committees stumbling over each other trying to get to the bottom of this will serve no useful purpose.

So I want to see things done here as close to regular order as we possibly can have them done, and to let the committees of jurisdiction conduct their investigation, this administration working through its intelligence department doing the investigations, and I am sure they will come up with the kind of information that would do us as citizens and as Members of this great body justice.

Mr. Speaker, I thank the gentleman for yielding.

The Committee on Appropriations has announced that it will start its process next week with four subcommittee markups. Over the next 2 weeks, and then the week of July 12, the committee will complete subcommittee and full committee markups on all 12 of the annual appropriations bills.

We plan to consider the bills on the floor the final 2 weeks of July, when we are in session. That will be the week of July 19 and July 26.

Now, I suspect that we will be close to what the gentleman just indicated he would like to see with the schedule. I am certain that the Committee on Appropriations will do everything it possibly can to keep that schedule so that we will complete all of our work before the August break.

Mr. Speaker, I thank the gentleman for yielding. I think the gentleman is aware that I am very anxious about doing things in a bipartisan way when that can be achieved.

Now, the majority leader has announced that during the week of June 28, the House will take up the INVEST in America Act, a 5-year surface transportation reauthorization bill that was approved by the Committee on Transportation and Infrastructure by a bipartisan vote.

I think the gentleman is aware of the pretty long session, all-night session, that both parties in that committee undertook. I think that they have produced a product that will make these key investments in smart, safe, sustainable, and resilient transportation infrastructure that is needed by the American people to move goods and services throughout our country efficiently, effectively, and equitably. I could not go through this colloquy with the gentleman and not invoke those three words that he is so familiar with.

Now, at the same time, we must remember that our Nation's infrastructure is comprised of far more than roads and bridges. I often talk about the advent of the internet. I could remember when it first came on the scene, everybody referred to the internet as the ``information superhighway.'' I have always advocated that it is time for us to start treating the information highway the same way we treat the interstate highways.

So, I agree with the gentleman that we should move with an infrastructure bill, but I want him to know that I think it is important that the Accessible, Affordable Internet for All Act is a part of that.

I know this debate has been going on as to whether or not we ought to move on a bipartisan bill that focuses on traditional infrastructure. For anything to be traditional, it has to be in our past, but I think it is time for us to be looking to the future when we talk about infrastructure and to have an infrastructure bill come through this body that focuses on the future of healthcare, which cannot be efficient, effective, or equitable without broadband.

Online learning is a must for our children. We know COVID-19, according to all the experts, may not be the last time that we are faced with such a pandemic. There are some predicting that there could come another, maybe not in my lifetime but maybe in yours. We must be prepared.

So, I am hopeful that this infrastructure bill that we move through this body will not just be traditional but will be looking to the future so we can have the kind of legislation that will prepare our children and grandchildren for a world that we hope they will be competitive in.

Mr. Speaker, I don't have anything else. I thank the gentleman for allowing me to stand in here today.

I say to him that I would hope that as we go forward with this discussion, we will look at this whole issue as the title of the bill indicates: Invest in America. When we make investments, financial investments, the money may leave our coffers, but it comes back sometimes tenfold.

So there is a big difference between raising taxes and making investments.

Madam Speaker, pursuant to House Resolution 486, I call up the bill (H.R. 1443) to amend the Equal Credit Opportunity Act to require the collection of small business loan data related to LGBTQ- owned businesses, and ask for its immediate consideration in the House.

Madam Speaker, I ask unanimous consent that all Members may have 5 legislative days within which to revise and extend their remarks on H.R. 1443 and to insert extraneous material thereon.

Madam Speaker, I yield myself such time as I may consume.

Madam Speaker, I rise in support of H.R. 1443, the LGBTQ Business Equal Credit Enforcement and Investment Act, for the second time this month.

As we discussed on the floor last week, this bill, led by Representative Ritchie Torres, would provide much-needed transparency in lending to LGBTQ-owned businesses by updating the Equal Credit Opportunity Act to ensure financial institutions report the sexual orientation and gender identity of applicants for business loans.

This legislation is needed because research shows that LGBTQ individuals have experienced discrimination when applying for a mortgage or other forms of credit. However, due to a lack of data collection, we do not know the extent of discrimination when it comes to business loans, who has been affected, and, more importantly, how it can be corrected.

According to one estimate, there are approximately 1.4 million LGBTQ- owned businesses across our country. These entrepreneurs should be treated fairly, and the data collected on small business owners by Mr. Torres' bill will help to identify and prevent discrimination and will enable communities, policymakers, and lenders to support the development and investment needs of LGBTQ-owned businesses.

I thank Representative Torres for his leadership on this important bill.

But I also want to express my disappointment that so many of our Republican colleagues decided to vote down this bill last week when it was considered under suspension of the rules. This bill passed the committee on a voice vote, and we worked with the ranking member, Mr. McHenry, to address concerns he had.

I thank Ranking Member McHenry for working with us and for his support.

I hope my colleagues who voted ``no'' will reconsider their position and vote ``yes'' on H.R. 1443. Whether or not they do, let me assure our friends, neighbors, constituents, and colleagues in the LGBTQ community that, one way or the other, this House will pass this bill. After all, this is the people's House, and we simply cannot let lending or other forms of discrimination against any of our people stand.

As we discussed last week, this is Pride Month and a time to celebrate all the wonderful contributions the LGBTQ community has given to our economy and our country.

So, Madam Speaker, I urge my colleagues to support this bill, and I reserve the balance of my time.

Madam Speaker, I yield such time as he may consume to the gentleman from Texas (Mr. Green).

Madam Speaker, I yield myself the balance of my time.

Madam Speaker, this bill takes necessary action to help ensure that LGBTQ-owned businesses are treated fairly by financial institutions and protected against lending discrimination. The bill passed unanimously out of the House Financial Services Committee with a voice vote. So I am pleased that the majority leader has worked with me to bring this bill back up for a vote quickly.

This bill is supported by the Human Rights Campaign, the National Center for Transgender Equality, Out Leadership, the National Gay and Lesbian Chamber of Commerce, and many others.

Although some of my colleagues did not support this bill last week, I urge them to reconsider, to support all small businesses this week, and vote ``yes'' on H.R. 1443.

I would like to thank the ranking member for his consideration, his support. In closing, I would just like to add that, as Mr. Green identified, I, too, am a victim of discrimination for most of my life, and all of my family and my dear friends and sometimes the entire neighborhood that I have lived in.

So we know what it feels like, and we know that there is, for example, today, a huge wealth gap because of discrimination, a lack of being able to borrow from the banks that were making credit available to so many others. It was not made to us. So oftentimes we were not able to buy a home. We were not able to get a loan for the basic kind of things that any family would need.

So we cannot, and I cannot be a part of public policy and systems and protocols that would exclude the LGBTQ community from being able to get loans in the ways that others are doing. It is pure discrimination. It must stop.

Madam Speaker, I urge all of my colleagues on both sides of the aisle to vote ``yea'' on H.R. 1443, and I yield back the balance of my time.