I
117th CONGRESS
1st Session
H. R. 2135
IN THE HOUSE OF REPRESENTATIVES
March 23, 2021
Mr. Cohen (for himself, Ms. Bonamici, and Ms. Ocasio-Cortez) introduced the following bill; which was referred to the Committee on Financial Services
A BILL
To amend the Fair Debt Collection Practices Act to prohibit debt collectors from collecting, or attempting to collect, on a debt of a consumer with respect to which the statute of limitations has expired, and for other purposes.
Short title
This Act may be cited as the Fair Debt Collection Improvement Act
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Prohibition on collecting time-barred debt
In general
The Fair Debt Collection Practices Act (15 U.S.C. 1692 et seq.) is amended by inserting after section 811 the following:
Prohibition on collecting time-barred debt
A debt collector may not collect, or attempt to collect, any debt of a consumer with respect to which the statute of limitations has expired.
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Clerical amendment
The table of contents for the Fair Debt Collection Practices Act is amended by inserting after the item relating to section 811 the following:
811A. Prohibition on collecting time-barred debt.
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