H.R. 2458

Non-Judicial Foreclosure Debt Collection Clarification Act

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I

117th CONGRESS

1st Session

H. R. 2458

IN THE HOUSE OF REPRESENTATIVES

April 13, 2021

Mr. Auchincloss introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the Fair Debt Collection Practices Act to clarify that the definition of a debt collector includes, in all cases, a person in a business the principal purpose of which is the enforcement of security interests.

1.

Short title

This Act may be cited as the Non-Judicial Foreclosure Debt Collection Clarification Act.

2.

Enforcement of security interests

Section 803(6) of the Fair Debt Collection Practices Act (15 U.S.C. 1692a(6)) is amended by striking For the purpose of section 808(6), such term also includes any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the enforcement of security interests..