S. 1617Senate117th Congress (2021-2023)Enacted

Disaster Assistance for Rural Communities Act

Introduced May 13, 2021

AI-Generated Summary

Updated February 8, 2026 at 2:55 AM UTC

The Disaster Assistance for Rural Communities Act changes how the Small Business Administration can declare a disaster in rural areas. It defines “rural area” and “significant damage,” lets the SBA issue loans after a presidential major disaster declaration when local officials request it, and requires regular reporting to Congress. The bill affects rural counties, tribal lands, small businesses, nonprofits, and agricultural cooperatives.

Key Provisions

  • Defines “rural area” as any county or political subdivision designated as rural by the Census.
  • Defines “significant damage” as uninsured losses of at least 40% of the property’s fair replacement or pre‑disaster market value.
  • Allows the SBA Administrator to declare a disaster in a rural area after a presidential major disaster declaration, if the state governor or tribal chief requests it and any home, small business, nonprofit, or small agricultural cooperative has suffered significant damage.
  • Requires the SBA to submit an annual report to the Senate and House Small Business Committees on economic injury, assistance requests, responses, and regulatory changes.
  • Requires the SBA to issue implementing regulations within 120 days of enactment.
  • Directs the GAO to report within one year on the unique challenges rural communities face in obtaining SBA disaster assistance and to recommend legislative improvements.

Legislative Activity

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21 earlier actions
Became Law Latest Action

Became Public Law No: 117-249.

December 20, 2022

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SenateIntro Referral

Introduced in Senate

May 13, 2021

SenateIntro Referral

Read twice and referred to the Committee on Small Business and Entrepreneurship.

May 13, 2021

SenateCommittee

Committee on Small Business and Entrepreneurship. Ordered to be reported with an amendment favorably.

February 15, 2022

SenateCommittee

Committee on Small Business and Entrepreneurship. Reported by Senator Cardin with an amendment in the nature of a substitute. Without written report.

February 17, 2022

SenateCalendars

Placed on Senate Legislative Calendar under General Orders. Calendar No. 278.

February 17, 2022

SenateCommittee

By Senator Cardin from Committee on Small Business and Entrepreneurship filed written report. Report No. 117-103.

May 3, 2022

SenateFloor

Passed Senate with an amendment by Voice Vote. (consideration: CR S5165; text: CR S5165)

September 28, 2022

SenateFloor

Message on Senate action sent to the House.

September 29, 2022

HouseFloor

Received in the House.

September 29, 2022 • 4:00 PM

HouseFloor

Held at the desk.

September 29, 2022 • 4:13 PM

HouseFloor

Ms. Velazquez moved to suspend the rules and pass the bill.

December 5, 2022 • 3:02 PM

HouseFloor

Considered under suspension of the rules. (consideration: CR H8741-8742)

December 5, 2022 • 3:02 PM

HouseFloor

DEBATE - The House proceeded with forty minutes of debate on S. 1617.

December 5, 2022 • 3:02 PM

HouseFloor

DEBATE - The House resumed debate on S. 1617.

December 5, 2022 • 3:08 PM

HouseFloor

At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

December 5, 2022 • 3:11 PM

HouseFloor

Considered as unfinished business. (consideration: CR H8853-8854)

December 8, 2022 • 1:44 PM

SenateFloor

Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 406 - 8 (Roll no. 517).(text: 12/05/2022 CR H8741)

December 8, 2022 • 1:58 PM

HouseFloor

On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 406 - 8 (Roll no. 517). (text: 12/05/2022 CR H8741)

December 8, 2022 • 1:58 PM

HouseFloor

Motion to reconsider laid on the table Agreed to without objection.

December 8, 2022 • 1:58 PM

President

Presented to President.

December 16, 2022

Became Law

Signed by President.

December 20, 2022

Became Law

Became Public Law No: 117-249.

December 20, 2022

Floor Debate

24 members

What members said about S. 1617 on the floor

9 Republicans15 Democrats
Sheila Jackson Lee
Rep. Sheila Jackson LeeD-TX-18 · Dec 8, 2022

Mr. Speaker, I know how hard the chairman works. I would have preferred the mark of the President's budget, but this is hard fought and hard won. I thank the chairman for the raise that has been…

Adam Smith
Rep. Adam SmithD-WA-9 · Dec 8, 2022

Madam Speaker, I move to suspend the rules and agree to the resolution (H. Res. 1512) providing for the concurrence by the House in the Senate amendment to H.R. 7776, with an amendment. Madam…

Nancy Pelosi
Rep. Nancy PelosiD-CA-12 · Dec 8, 2022

Mr. Speaker, I thank the gentleman for yielding, and I thank him for his tremendous leadership to protect and defend the American people and our Constitution. I thank the gentleman for his kind words…

Mike Rogers
Rep. Mike RogersR-AL-3 · Dec 8, 2022

Madam Speaker, I yield myself such time as I may consume. Madam Speaker, I rise in strong support of H.R. 7776, the James Inhofe National Defense Authorization Act. Providing the authorities and…

André Carson
Rep. André CarsonD-IN-7 · Dec 8, 2022

Mr. Speaker, I rise to speak in support of the National Defense Authorization Act (NDAA). In addition to critical resources for our defense programs and our service members, this bill also includes…

Show 8 more
Peter A. DeFazio
Rep. Peter A. DeFazioD-OR-4 · Dec 8, 2022

Mr. Speaker, today is a historic day for our water resources and for bipartisan and bicameral work in the Congress. Mr. Speaker, I include in the Record a joint explanatory statement to accompany the…

Nydia M. Velázquez
Rep. Nydia M. VelázquezD-NY-7 · Dec 5, 2022

Mr. Speaker, I move to suspend the rules and pass the bill (S. 1617) to modify the requirements for the Administrator of the Small Business Administration relating to declaring a disaster in a rural…

Vicky Hartzler
Rep. Vicky HartzlerR-MO-4 · Dec 8, 2022

Mr. Speaker, it has been the honor of my life to serve on this committee. I rise in strong support today of the National Defense Authorization Act for fiscal year 2023. I thank Ranking Member Rogers…

Ruben Gallego
Rep. Ruben GallegoD-AZ-7 · Dec 8, 2022

Mr. Speaker, I rise today in support of H.R. 7776, the James M. Inhofe National Defense Authorization Act for Fiscal Year 2023. First off, the bill is a win for servicemembers, providing a 4.6…

Robert J. Wittman
Rep. Robert J. WittmanR-VA-1 · Dec 8, 2022

Mr. Speaker, I thank Mr. Rogers for yielding. Yesterday, we remembered the 81st anniversary of the bombing of Pearl Harbor. The United States was surprised by the audacious Japanese attack and our…

David Rouzer
Rep. David RouzerR-NC-7 · Dec 8, 2022

Mr. Speaker, I rise today not just to support the NDAA but some other provisions that are contained therein, one of which is very important to this country, as well, and that is the Water Resources…

Mike Gallagher
Rep. Mike GallagherR-WI-8 · Dec 8, 2022

Mr. Speaker, I stand before this Chamber today in strong support of this bipartisan defense bill that will help protect this country and take care of the young men and women who sacrifice for our…

Blaine Luetkemeyer
Rep. Blaine LuetkemeyerR-MO-3 · Dec 5, 2022

Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, I rise in support of S. 1617, the Disaster Assistance for Rural Communities Act. Whether it is a hurricane, tornado, fire, or…

Show 11 more
James R. Langevin
Rep. James R. LangevinD-RI-2 · Dec 8, 2022

Madam Speaker, I thank the gentleman for yielding. Madam Speaker, I rise in strong support of this year's National Defense Authorization Act. I want to begin by thanking Chairman Smith, Ranking…

Joe Courtney
Rep. Joe CourtneyD-CT-2 · Dec 8, 2022

Madam Speaker, I rise today in support of the bipartisan fiscal year 2023 NDAA. Madam Speaker, as you know, Article I, Section 8, of the Constitution mandates that Congress ``shall provide and…

Jackie Speier
Rep. Jackie SpeierD-CA-14 · Dec 8, 2022

Mr. Speaker, this NDAA moves us forward in reforming the military justice system. We took sexual assault out of the chain of command last year in the NDAA. This year, we take sexual harassment out of…

Trent Kelly
Rep. Trent KellyR-MS-1 · Dec 8, 2022

Mr. Speaker, I rise today in strong support of Jim Inhofe National Defense Authorization Act. He is my friend, and he will be missed. He also will be missed as the former chairman and ranking member…

Doug Lamborn
Rep. Doug LambornR-CO-5 · Dec 8, 2022

Madam Speaker, I rise today to speak in support of the James N. Inhofe National Defense Authorization Act for fiscal year 2023. As the ranking member of the Subcommittee on Strategic Forces, there…

Donald Norcross
Rep. Donald NorcrossD-NJ-1 · Dec 8, 2022

Mr. Speaker, I thank Chairman Smith and Ranking Member Rogers for what they have done in ushering this through. The Tactical Air and Land Forces Subcommittee portion of this year's NDAA manages our…

Elaine G. Luria
Rep. Elaine G. LuriaD-VA-2 · Dec 8, 2022

Mr. Speaker, I rise today in strong support of this year's National Defense Authorization Act. This is a product of bipartisan work, from all across Congress, and especially within our Armed Services…

August Pfluger
Rep. August PflugerR-TX-11 · Dec 8, 2022

Mr. Speaker, I rise today in support of this legislation. I first thank the chairman and the ranking member for focusing our efforts with this piece of legislation on the threats, the most complex…

John Garamendi
Rep. John GaramendiD-CA-3 · Dec 8, 2022

Mr. Speaker, the Subcommittee on Readiness continues its works to ensure that our bases and our personnel are prepared for anything, from climate change to floods, fires, housing, and the like. Mr.…

Charles E. Schumer
Sen. Charles E. SchumerD-NY · Sep 28, 2022

Mr. President, I ask unanimous consent that the Senate proceed to the immediate consideration of Calendar No. 278, S. 1617. I further ask unanimous consent that the committee- reported substitute…

Grace F. Napolitano
Rep. Grace F. NapolitanoD-CA-32 · Dec 8, 2022

Mr. Speaker, I am pleased to join Chairman DeFazio, Ranking Member Graves, and Ranking Member Rouzer in bringing to the floor the bipartisan and bicameral Water Resources Development Act of 2022.

Bill Text

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One Hundred Seventeenth Congress of the United States of America

2d Session

Begun and held at the City of Washington on Monday, the third day of January, two thousand and twenty two

S. 1617

AN ACT

To modify the requirements for the Administrator of the Small Business Administration relating to declaring a disaster in a rural area, and for other purposes.

1.

Short title

This Act may be cited as the Disaster Assistance for Rural Communities Act.

2.

Disaster declaration in rural areas

(a)

In general

Section 7(b) of the Small Business Act (15 U.S.C. 636(b)) is amended by inserting after paragraph (15) the following:

(16)

Disaster declaration in rural areas

(A)

Definitions

In this paragraph—

(i)

the term rural area means any county or other political subdivision of a State, the District of Columbia, or a territory or possession of the United States that is designated as a rural area by the Bureau of the Census; and

(ii)

the term significant damage means, with respect to property, uninsured losses of not less than 40 percent of the estimated fair replacement value or pre-disaster fair market value of the damaged property, whichever is lower.

(B)

Disaster declaration

For the purpose of making loans under paragraph (1) or (2), the Administrator may declare a disaster in a rural area for which a major disaster was declared by the President under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5170) and for which individual assistance was not authorized under section 408 of such Act (42 U.S.C. 5174) if—

(i)

the Governor of the State or the Chief Executive of the Indian tribal government in which the rural area is located requests such a declaration; and

(ii)

any home, small business concern, private nonprofit organization, or small agricultural cooperative has incurred significant damage in the rural area.

(C)

SBA report

Not later than 120 days after the date of enactment of this paragraph, and every year thereafter, the Administrator shall submit to the Committee on Small Business and Entrepreneurship of the Senate and the Committee on Small Business of the House of Representatives a report on, with respect to the 1-year period preceding submission of the report—

(i)

any economic injury that resulted from a major disaster declared by the President under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5170) in a rural area;

(ii)

each request for assistance made by the Governor of a State or the Chief Executive of an Indian tribal government under subparagraph (B)(i) and the response of the Administrator, including the timeline for each response; and

(iii)

any regulatory changes that will impact the ability of communities in rural areas to obtain disaster assistance under this subsection.

.

(b)

Regulations

Not later than 120 days after the date of enactment of this Act, the Administrator of the Small Business Administration shall issue regulations to carry out the amendment made by subsection (a).

(c)

GAO report

(1)

Definition of rural area

In this subsection, the term rural area means any county or other political subdivision of a State, the District of Columbia, or a territory or possession of the United States that is designated as a rural area by the Bureau of the Census.

(2)

Report

Not later than 1 year after the date of enactment of this Act, the Comptroller General of the United States shall submit to the Committee on Small Business and Entrepreneurship of the Senate and the Committee on Small Business of the House of Representatives a report on—

(A)

any unique challenges that communities in rural areas face compared to communities in urbanized areas when seeking to obtain disaster assistance under section 7(b) of the Small Business Act (15 U.S.C. 636(b)); and

(B)

legislative recommendations for improving access to disaster assistance for communities in rural areas.

Speaker of the House of Representatives

Vice President of the United States and President of the Senate