S. 2724 – NFIP Extension Act of 2021

AI-Generated Summary

Updated February 8, 2026 at 6:37 AM UTC

The NFIP Extension Act of 2021 reauthorizes the National Flood Insurance Program for an additional year. It moves the program’s financing authority and expiration date from September 30, 2021 to September 30, 2022, and makes the changes effective retroactively if the bill is passed after the original deadline. This affects homeowners, businesses, and communities that rely on federal flood insurance coverage.

Key Provisions

Extends the program’s financing authority to September 30, 2022.
Extends the program’s expiration date to September 30, 2022.
If enacted after September 30, 2021, the extensions take effect as if they were enacted on that earlier date.

Legislative Activity

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1 earlier action

SenateIntro Referral Latest Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs Committee

September 13, 2021

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SenateIntro Referral

Introduced in Senate

September 13, 2021

SenateIntro Referral

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs Committee

September 13, 2021

Bill Text

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Introduced in SenateIssued September 13, 2021

II

117th CONGRESS

1st Session

S. 2724

IN THE SENATE OF THE UNITED STATES

September 13, 2021

Mr. Kennedy (for himself, Mr. Menendez, Mr. Cassidy, and Mrs. Hyde-Smith) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To reauthorize the National Flood Insurance Program.

1.

Short title

This Act may be cited as the NFIP Extension Act of 2021.

2.

Reauthorization of National Flood Insurance Program

(a)

Financing

Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking September 30, 2021 and inserting September 30, 2022.

(b)

Program expiration

Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking September 30, 2021 and inserting September 30, 2022.

(c)

Retroactive effective date

If this Act is enacted after September 30, 2021, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2021.