S. 3715Senate117th Congress (2021-2023)In Committee

E-SIGN Modernization Act of 2022

Sponsored by John ThuneSen. John Thune (R-SD)
Introduced March 1, 2022

AI-Generated Summary

Updated February 8, 2026 at 9:42 AM UTC

The E‑SIGN Modernization Act of 2022 updates the Electronic Signatures in Global and National Commerce Act to improve consumer protection as technology evolves. It requires providers to tell consumers what hardware and software they need to access electronic records before consent, and to notify them of any material changes that could affect access, letting them withdraw consent without fees. The changes affect any business or agency that delivers electronic records to consumers.

Key Provisions

  • Providers must give consumers a clear statement of the hardware and software required to access and retain electronic records before the consumer gives consent.
  • If the required hardware or software changes in a way that creates a material risk to the consumer’s access, the provider must inform the consumer of the new requirements and allow the consumer to withdraw consent without any fee or new condition.
  • The definition of "regulatory agency" is expanded to include state regulatory agencies for certain consent provisions.
  • Several sections of the E‑SIGN Act are renumbered and cross‑referenced statutes (Economic Growth, Regulatory Relief, and Consumer Protection Act; Electronic Fund Transfer Act) are updated to reflect the new numbering.
  • A rule of construction states that any consent given before the law’s enactment is not affected by these changes.

Legislative Activity

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1 earlier action
SenateIntro Referral Latest Action

Read twice and referred to the Committee on Commerce, Science, and Transportation. (text: CR S876-877)

March 1, 2022

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SenateIntro Referral

Introduced in Senate

March 1, 2022

SenateIntro Referral

Read twice and referred to the Committee on Commerce, Science, and Transportation. (text: CR S876-877)

March 1, 2022

Floor Debate

3 members

What members said about S. 3715 on the floor

1 Republican2 Democrats
Mazie K. Hirono
Sen. Mazie K. HironoD-HI · Mar 1, 2022

Mr. President, I rise today to introduce a resolution that affirms the importance of our compact of free association with the Republic of the Marshall Islands and apologizes to the people of the…

John Thune
Sen. John ThuneR-SD · Mar 1, 2022

Mr. President, I ask unanimous consent that the text of the bill be printed in the Record.

Richard J. Durbin
Sen. Richard J. DurbinD-IL · Mar 1, 2022

Mr. President, I ask unanimous consent that the text of the bill be printed in the Record.

John Thune
Sen. John ThuneR-SD · Mar 1, 2022

Mr. President, I ask unanimous consent that the text of the bill be printed in the Record.

Bill Text

Latest available legislative text

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Introduced in SenateIssued March 1, 2022

II

117th CONGRESS

2d Session

S. 3715

IN THE SENATE OF THE UNITED STATES

March 1, 2022

Mr. Thune (for himself, Mr. Moran, Mr. Young, and Mrs. Blackburn) introduced the following bill; which was read twice and referred to the Committee on Commerce, Science, and Transportation

A BILL

To amend the Electronic Signatures in Global and National Commerce Act to accommodate emerging technologies.

1.

Short title

This Act may be cited as the E-SIGN Modernization Act of 2022.

2.

Requirements for consent to electronic disclosures

(a)

In general

Title I of the Electronic Signatures in Global and National Commerce Act (15 U.S.C. 7001 et seq.) is amended—

(1)

in section 101(c) (15 U.S.C. 7001(c))—

(A)

in paragraph (1), by striking subparagraphs (C) and (D) and inserting the following:

(C)

the consumer, prior to consenting, is provided with a statement of the hardware and software requirements for access to and retention of the electronic records; and

(D)

after the consent of a consumer in accordance with subparagraph (A), if a change in the hardware or software requirements needed to access or retain electronic records creates a material risk that the consumer will not be able to access or retain a subsequent electronic record that was the subject of the consent, the person providing the electronic record provides the consumer with a statement of—

(i)

the revised hardware and software requirements for access to and retention of the electronic records; and

(ii)

the right to withdraw consent without the imposition of any fees for such withdrawal and without the imposition of any condition or consequence that was not disclosed under subparagraph (B)(i).

;

(B)

by striking paragraph (3); and

(C)

by redesignating paragraphs (4), (5), and (6) as paragraphs (3), (4), and (5), respectively;

(2)

in section 104(d)(1) (15 U.S.C. 7004(d)(1)), by inserting or a State regulatory agency after Federal regulatory agency;

(3)

by striking section 105 (15 U.S.C. 7005); and

(4)

by redesignating sections 106 and 107 (15 U.S.C. 7006, 7001 note) as sections 105 and 106, respectively.

(b)

Technical and conforming amendments

(1)

Economic Growth, Regulatory Relief, and Consumer Protection Act

Section 215(f)(2) of the Economic Growth, Regulatory Relief, and Consumer Protection Act (42 U.S.C. 405b(f)(2)) is amended by striking section 106 of the Electronic Signatures in Global and National Commerce Act (15 U.S.C. 7006) and inserting section 105 of the Electronic Signatures in Global and National Commerce Act.

(2)

Electronic Fund Transfer Act

Section 920(g)(2)(A) of the Electronic Fund Transfer Act (15 U.S.C. 1693o–1(g)(2)(A)) is amended by striking section 106(2) of the Electronic Signatures in Global and National Commerce Act (15 U.S.C. 7006(2)) and inserting section 105(2) of the Electronic Signatures in Global and National Commerce Act.

(3)

Electronic Signatures in Global and National Commerce Act

The Electronic Signatures in Global and National Commerce Act (15 U.S.C. 7001 et seq.) is amended—

(A)

in section 201(a)(2) (15 U.S.C. 7021(a)(2)), by striking section 106 and inserting section 105; and

(B)

in section 301(c) (15 U.S.C. 7031(c)), by striking section 106 and inserting section 105.

(c)

Rule of construction

Nothing in this section, or the amendments made by this section, may be construed as affecting the consent provided by any consumer under section 101(c) of the Electronic Signatures in Global and National Commerce Act (15 U.S.C. 7001(c)) before the date of enactment of this Act.