S. 448Senate117th Congress (2021-2023)In Committee

Ensuring Kids Have Access to Medically Necessary Dental Care Act

Introduced February 25, 2021

AI-Generated Summary

Updated February 7, 2026 at 11:17 PM UTC

The bill amends the Social Security Act to stop states from placing lifetime or annual dollar caps on dental benefits for low‑income children (and pregnant women) covered by the Children’s Health Insurance Program (CHIP). It also changes the program’s rules so that states must provide supplemental dental coverage for certain eligible children, turning optional language into a mandatory requirement. The changes apply to CHIP participants and the states that administer the program, and they take effect six months after the law is enacted.

Key Provisions

  • Prohibits any state‑set lifetime or annual limits on the dollar value of dental benefits for targeted low‑income children and pregnant women under CHIP.
  • Requires states to offer dental‑only supplemental coverage for eligible children, changing “may waive” to “shall waive” and making the coverage mandatory under defined requirements.
  • The amendments become effective six months after the enactment of the Act.

Legislative Activity

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1 earlier action
SenateIntro Referral Latest Action

Read twice and referred to the Committee on Finance. (Sponsor introductory remarks on measure: CR S892-894)

February 25, 2021

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SenateIntro Referral

Introduced in Senate

February 25, 2021

SenateIntro Referral

Read twice and referred to the Committee on Finance. (Sponsor introductory remarks on measure: CR S892-894)

February 25, 2021

Floor Debate

4 members

What members said about S. 448 on the floor

1 Republican3 Democrats
Benjamin L. Cardin
Sen. Benjamin L. CardinD-MD · Feb 25, 2021

Mr. President, I rise today to discuss two bills addressing oral health, which I am introducing today. These bills will provide incentives for dental and dental hygiene graduates to remain as dental…

Tim Kaine
Sen. Tim KaineD-VA · Feb 25, 2021

Mr. President, today I am introducing a bill to assess the feasibility of establishing a National Heritage Area in the Great Dismal Swamp, as part of an effort to study, recognize, and preserve the…

John Thune
Sen. John ThuneR-SD · Feb 25, 2021

Mr. President, I ask unanimous consent that the text of the bill be printed in the Record.

Richard J. Durbin
Sen. Richard J. DurbinD-IL · Feb 25, 2021

Mr. President, I ask unanimous consent that the text of the bill be printed in the Record.

Bill Text

Latest available legislative text

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Introduced in SenateIssued February 25, 2021

II

117th CONGRESS

1st Session

S. 448

IN THE SENATE OF THE UNITED STATES

February 25, 2021

Mr. Cardin (for himself and Ms. Stabenow) introduced the following bill; which was read twice and referred to the Committee on Finance

A BILL

To amend title XXI of the Social Security Act to prohibit lifetime or annual limits on dental coverage under the Children's Health Insurance Program, and to require wraparound coverage of dental services for certain children under such program.

1.

Short title

This Act may be cited as the Ensuring Kids Have Access to Medically Necessary Dental Care Act.

2.

Prohibition of lifetime or annual limits on dental benefits under the Children's Health Insurance Program

(a)

In general

Section 2103(c)(6) of the Social Security Act (42 U.S.C. 1397cc(c)(6)) is amended—

(1)

in subparagraph (A), by inserting , subject to subparagraph (D), after shall include;

(2)

in subparagraph (B), by striking A State and inserting Subject to subparagraph (D), a State; and

(3)

by adding at the end the following new subparagraph:

(D)

No lifetime or annual limits on dental benefits

A State shall not establish lifetime or annual limits on the dollar value of benefits for dental services provided under the State child health plan to a targeted low-income child, and, in the case that the State elects to provide pregnancy-related assistance pursuant to section 2112, to a targeted low-income pregnant woman (as defined in section 2112(d)), including benefits for such services that are provided through dental coverage that is otherwise equivalent to a benchmark dental package described in subparagraph (C).

.

(b)

Effective date

The amendments made by this section shall take effect on the date that is 6 months after the date of enactment of this Act.

3.

Requiring wraparound coverage of dental services for certain children under CHIP

(a)

In general

Section 2110(b)(5) of the Social Security Act (42 U.S.C. 1397jj(b)(5)) is amended—

(1)

in the paragraph header, by striking Option and inserting Requirement;

(2)

in subparagraph (A), by striking may waive and inserting shall waive; and

(3)

in subparagraph (C)—

(A)

in the subparagraph header, by striking Conditions and inserting Requirements; and

(B)

by striking may not offer dental-only supplemental coverage under this paragraph unless the State satisfies the following conditions and inserting shall offer dental-only supplemental coverage under this paragraph in accordance with the following requirements.

(b)

Effective date

The amendments made by this section shall take effect on the date that is 6 months after the date of enactment of this Act.