Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

This joint resolution lets Congress reject a rule the Consumer Financial Protection Bureau (CFPB) submitted that would withdraw an earlier regulation on improper overdraft opt‑in practices. By disapproving the rule, Congress aims to keep the original consumer‑protection requirements in place. The action affects the CFPB and any banks or financial institutions that would have been subject to the withdrawn rule.