← Back to Bills
H.R. 10572House119th Congress (2025-2027)In Committee

Home Accessibility Improvements Inclusion Act

Sponsored by Michael LawlerRep. Michael Lawler (R-NY)
Introduced September 24, 2026

AI-Generated Summary

Updated September 28, 2026 at 1:02 PM UTC

The Home Accessibility Improvements Inclusion Act amends the National Housing Act so that the Rehabilitation Mortgage Insurance (203(k)) program can cover home modifications that improve accessibility for people with disabilities. It expands the types of improvements that can be financed, such as zero‑step entrances, wider doorways, lever handles, accessible bathrooms, and reinforced walls for grab bars. The changes affect homeowners, lenders, and the Department of Housing and Urban Development (HUD) by allowing these upgrades to be included in mortgage insurance eligibility.

Key Provisions

  • Amends Section 203(k)(2)(B) to add accessibility improvements—like zero‑step entrances, wider doorways, lever handles, accessible main‑level bathrooms, reinforced walls for grab bars, and other features meeting recognized accessibility standards—as eligible expenses under the Rehabilitation Mortgage Insurance Program.
  • Requires HUD, within one year, to update program guidance to reflect the new eligibility, create training for consultants and appraisers on valuing these improvements, and submit a congressional report on how the program is used for accessibility upgrades.

Legislative Activity

Stay on top of the latest movement without scrolling through every action

1 earlier action
HouseIntro Referral Latest Action

Referred to the House Committee on Financial Services.

Financial Services Committee

September 24, 2026

View full timeline
HouseIntro Referral

Introduced in House

September 24, 2026

HouseIntro Referral

Referred to the House Committee on Financial Services.

Financial Services Committee

September 24, 2026

Bill Text

Latest available legislative text

Reading Mode
Latest
Raw Text PDF XML
Introduced in HouseIssued September 24, 2026

I

119th CONGRESS

2d Session

H. R. 10572

IN THE HOUSE OF REPRESENTATIVES

September 24, 2026

Mr. Lawler introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the National Housing Act to include accessibility improvements in the Rehabilitation Mortgage Insurance Program, and for other purposes.

1.

Short title

This Act may be cited as the Home Accessibility Improvements Inclusion Act.

2.

Inclusion of accessibility improvements in the Rehabilitation Mortgage Insurance Program

(a)

In general

Section 203(k)(2)(B) of the National Housing Act (12 U.S.C. 1709(k)(2)(B)) is amended by striking the period at the end and inserting , and accessibility improvements such as zero-step entrances, wider doorways and hallways, lever handles, accessible main-level bathrooms, reinforced walls for grab bars, and any other features that meet recognized accessability standards (including the ICC A117.1 Standard for Accessible and Usable Buildings and Facilities) as determined by the Secretary..

(b)

Guidance, training, and report

Not later than 1 year after the date of the enactment of this section, the Secretary of Housing and Urban Development shall—

(1)

update any guidance related to the Rehabilitation Mortgage Insurance Program to reflect the amendment made by subsection (a);

(2)

establish a training for consultants and appraisers with respect to appropriately valuing the accessibility improvements described in such amendment; and

(3)

submit to the Congress a report which describes the utilization of such Program for such improvements.