H.R. 7464House119th Congress (2025-2027)In Committee

TEMP Act

AI-Generated Summary

Updated February 12, 2026 at 4:12 AM UTC

The TEMP Act amends the Federal Crop Insurance Act to create a new focus on frost and cold‑weather insurance. It tells the Federal Crop Insurance Corporation to research and develop an index‑based insurance product for a wide range of crops that could suffer from freezing events. The bill also requires a report on the research results and recommendations to be sent to the relevant agriculture committees within a year.

Key Provisions

Amends the Federal Crop Insurance Act to add a new insurance category for frost or cold‑weather events.
Directs the Federal Crop Insurance Corporation to conduct or contract for research and development of an index‑based policy that would protect crops such as tomatoes, peppers, sugarcane, strawberries, melons, citrus, peaches, blueberries, and others against frost or cold‑weather losses.
Requires the research to evaluate how well index tools manage low‑frequency, catastrophic weather risks and to produce a policy that covers either production loss or revenue loss.
Mandates that within one year the Corporation must report its findings and any recommendations to the House and Senate agriculture committees.

Legislative Activity

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2 earlier actions

HouseCommittee Latest Action

Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.

General Farm Commodities, Risk Management, and Credit Subcommittee

March 20, 2026

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HouseIntro Referral

Introduced in House

February 10, 2026

HouseIntro Referral

Referred to the House Committee on Agriculture.

Agriculture Committee

February 10, 2026

HouseCommittee

Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.

General Farm Commodities, Risk Management, and Credit Subcommittee

March 20, 2026

Bill Text

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Introduced in HouseIssued February 10, 2026

119th CONGRESS

2d Session

H. R. 7464

IN THE HOUSE OF REPRESENTATIVES

February 10, 2026

Mr. Scott Franklin of Florida (for himself, Mr. Carbajal, Mr. Soto, Mr. Carter of Georgia, Ms. Lee of Florida, Mr. Steube, Mr. Patronis, Mr. Mills, Mr. Fine, Ms. Wilson of Florida, Mr. Rutherford, Mrs. Cammack, Mr. Subramanyam, and Mr. Buchanan) introduced the following bill; which was referred to the Committee on Agriculture

A BILL

To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes.

Short title

This Act may be cited as the Temperature Event Mitigation Policy Act or the TEMP Act.

Research and development on frost or cold weather insurance

Section 522(c) of the Federal Crop Insurance Act (7 U.S.C. 1522(c)) is amended by adding at the end the following:

(20)

Frost or cold weather insurance

(A)

In general

The Corporation shall carry out research and development, or offer to enter into 1 or more contracts with 1 or more qualified persons to carry out research and development, regarding an index-based policy to insure crops (including tomatoes, peppers, sugarcane, strawberries, melons, citrus, peaches, blueberries, and any other crop) on a nationally-available basis against losses due to a frost or cold weather event.

(B)

Research and development

Research and development under subparagraph (A) shall—

(i)

evaluate the effectiveness of risk management tools, such as the use of an index, with respect to low frequency and catastrophic loss weather events; and

(ii)

result in a policy that provides protection for at least 1 of the following:

(I)

Production loss.

(II)

Revenue loss.

(C)

Report

Not later than 1 year after the date of enactment of this paragraph, the Corporation shall submit to the Committee on Agriculture of the House of Representatives and the Committee on Agriculture, Nutrition, and Forestry of the Senate a report that describes—

(i)

the results of the research and development carried out under this paragraph; and

(ii)

any recommendations with respect to those results.