H.R. 970House119th Congress (2025-2027)Enacted

Fairness for Servicemembers and their Families Act of 2025

Introduced February 4, 2025

AI-Generated Summary

Updated November 24, 2025 at 3:04 AM UTC

The Fairness for Servicemembers and Their Families Act of 2025 requires the Department of Veterans Affairs to periodically check whether the automatic maximum life‑insurance coverage for service members and veterans keeps up with inflation. By reviewing the coverage amount every five years and reporting the findings to Congress, the bill aims to ensure that the insurance benefits remain adequate for families of service members and veterans.

Key Provisions

  • Starting Jan 1 2026 and every five years thereafter, the Secretary of Veterans Affairs must review the automatic maximum coverage amount for the Servicemembers’ Group Life Insurance (SGLI) and Veterans’ Group Life Insurance (VGLI) programs.
  • The review compares the current statutory maximum to a new amount calculated as $500,000 multiplied by the average percentage change in the Consumer Price Index (CPI) for All Urban Consumers over the five fiscal years preceding the review.
  • The Secretary must submit the review results to the House and Senate Committees on Veterans’ Affairs, where they can be used as guidance for any future coverage increases within the existing administrative framework.
  • Title 38 is updated to add a new Section 1980B describing this review process and the table of sections is amended to list the new provision.

Legislative Activity

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15 earlier actions
Became Law Latest Action

Became Public Law No: 119-54.

December 12, 2025

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HouseIntro Referral

Introduced in House

February 4, 2025

HouseIntro Referral

Referred to the House Committee on Veterans' Affairs.

February 4, 2025

HouseCommittee

Referred to the Subcommittee on Disability Assistance and Memorial Affairs.

March 6, 2025

HouseFloor

Mr. Bost moved to suspend the rules and pass the bill.

April 7, 2025 • 5:22 PM

HouseFloor

Considered under suspension of the rules. (consideration: CR H1439-1441)

April 7, 2025 • 5:22 PM

HouseFloor

DEBATE - The House proceeded with forty minutes of debate on H.R. 970.

April 7, 2025 • 5:22 PM

HouseFloor

Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H1440)

April 7, 2025 • 5:29 PM

HouseFloor

On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H1440)

April 7, 2025 • 5:29 PM

HouseFloor

Motion to reconsider laid on the table Agreed to without objection.

April 7, 2025 • 5:29 PM

SenateIntro Referral

Received in the Senate and Read twice and referred to the Committee on Veterans' Affairs.

April 8, 2025

SenateCommittee

Senate Committee on Veterans' Affairs discharged by Unanimous Consent.

November 20, 2025

SenateFloor

Passed Senate without amendment by Unanimous Consent. (consideration: CR S8399-8400)

November 20, 2025

SenateFloor

Message on Senate action sent to the House.

November 20, 2025

President

Presented to President.

December 3, 2025

Became Law

Signed by President.

December 12, 2025

Became Law

Became Public Law No: 119-54.

December 12, 2025

Floor Debate

4 members

What members said about H.R. 970 on the floor

2 Republicans2 Democrats
Marilyn Strickland
Rep. Marilyn StricklandD-WA-10 · Apr 7, 2025

Mr. Speaker, I thank Representative Takano for yielding time. Mr. Speaker, I rise to express my support for my bill, H.R. 970, the Fairness for Servicemembers and their Families Act of 2025. I first…

Mark Takano
Rep. Mark TakanoD-CA-39 · Apr 7, 2025

Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, I rise to express my support for H.R. 970, the Fairness for Servicemembers and their Families Act of 2025. Mr. Speaker, just a few…

Mike Bost
Rep. Mike BostR-IL-12 · Apr 7, 2025

Mr. Speaker, I move to suspend the rules and pass the bill (H.R. 970) to amend title 38, United States Code, to require the Secretary of Veterans Affairs to periodically review the automatic maximum…

Thom Tillis
Sen. Thom TillisR-NC · Nov 20, 2025

Mr. President, I ask unanimous consent that the Committee on Veterans' Affairs be discharged from consideration of H.R. 970 and that the Senate proceed to its immediate consideration. Mr. President,…

Bill Text

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One Hundred Nineteenth Congress of the United States of America

At the First Session

Begun and held at the City of Washington on Friday, the third day of January, two thousand and twenty-five

H. R. 970

AN ACT

To amend title 38, United States Code, to require the Secretary of Veterans Affairs to periodically review the automatic maximum coverage under the Servicemembers' Group Life Insurance program and the Veterans' Group Life Insurance program, and for other purposes.

1.

Short title

This Act may be cited as the Fairness for Servicemembers and their Families Act of 2025.

2.

Periodic review of automatic maximum coverage under Servicemembers’ Group Life Insurance and Veterans’ Group Life insurance

(a)

In general

Subchapter III of chapter 19 of title 38, United States Code, is amended by adding at the end the following new section:

1980B.

Periodic review of automatic maximum coverage

(a)

In general

On January 1, 2026, and every five years thereafter, the Secretary shall—

(1)

complete a review of how the amount specified in section 1967(a)(3)(A)(i) compares to the amount described in subsection (b); and

(2)

submit to the Committees on Veterans' Affairs of the House of Representatives and the Senate the results of the review, which may serve as a guide for coverage increases within the existing administrative incremental structure.

(b)

Amount described

The amount described in this subsection is the amount equal to—

(1)

$500,000; multiplied by

(2)

the average percentage by which the Consumer Price Index changed during the five fiscal years preceding the review under subsection (a).

(c)

Consumer Price Index defined

In this section, the term Consumer Price Index means the Consumer Price Index for All Urban Consumers published by the Bureau of Labor Statistics of the Department of Labor.

.

(b)

Clerical amendment

The table of sections at the beginning of chapter 19 of such title is amended by inserting after the item relating to section 1980A the following new item:

1980B. Periodic review of automatic maximum coverage.

.

Speaker of the House of Representatives.

Vice President of the United States and President of the Senate.