S. 1231Senate119th Congress (2025-2027)In Committee

IVF for Military Families Act

Introduced April 1, 2025

AI-Generated Summary

Updated November 24, 2025 at 1:29 AM UTC

The IVF for Military Families Act would add fertility treatment coverage to the TRICARE health program for active‑duty service members and their dependents. It requires the Department of Defense to pay for a range of fertility services, including IVF, with a limit of three egg‑retrieval cycles per patient. The bill also creates a coordination program to help providers deliver timely, specialized fertility care, and it takes effect starting October 1, 2027.

Key Provisions

  • The Secretary of Defense must cover fertility‑related care for active‑duty service members and their dependents under TRICARE Prime and TRICARE Select.
  • In‑vitro fertilization (IVF) is covered, but a patient may receive no more than three completed egg‑retrieval cycles; embryo transfers are unlimited as long as they follow American Society for Reproductive Medicine guidelines.
  • The bill defines “infertility,” “fertility‑related care,” and lists covered treatments, including IVF, sperm and egg retrieval, preservation of gametes/embryos, artificial insemination, related medications, and coordination services.
  • A new Department of Defense program will coordinate fertility care, providing training and support to health‑care providers serving military families.
  • The changes become effective for services provided on or after October 1, 2027.

Legislative Activity

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1 earlier action
SenateIntro Referral Latest Action

Read twice and referred to the Committee on Armed Services.

April 1, 2025

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SenateIntro Referral

Introduced in Senate

April 1, 2025

SenateIntro Referral

Read twice and referred to the Committee on Armed Services.

April 1, 2025

Bill Text

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Introduced in SenateIssued April 1, 2025

II

119th CONGRESS

1st Session

S. 1231

IN THE SENATE OF THE UNITED STATES

April 1 (legislative day, March 31), 2025

Ms. Duckworth (for herself and Mrs. Murray) introduced the following bill; which was read twice and referred to the Committee on Armed Services

A BILL

To amend title 10, United States Code, to provide fertility treatment under the TRICARE Program.

1.

Short title

This Act may be cited as the IVF for Military Families Act.

2.

Fertility treatment for certain members of the uniformed services and dependents

(a)

Fertility treatment

Chapter 55 of title 10, United States Code, is amended by inserting after section 1074o the following new section:

1074p.

Fertility treatment for certain active duty members of the uniformed services and their dependents

(a)

Coverage

The Secretary of Defense shall ensure that fertility-related care for a member of the uniformed services on active duty (or a dependent of such a member) shall be covered under TRICARE Prime and TRICARE Select.

(b)

In vitro fertilization

In the case of in vitro fertilization treatment furnished to an individual pursuant to subsection (a)—

(1)

not more than three completed oocyte retrievals may be furnished; and

(2)

unlimited embryo transfers may be provided in accordance with the guidelines of the American Society for Reproductive Medicine.

(c)

Definitions

In this section:

(1)

The term infertility means a disease, condition, or status characterized by—

(A)

the failure to establish a pregnancy or to carry a pregnancy to live birth after regular, unprotected sexual intercourse in accordance with the guidelines of the American Society for Reproductive Medicine;

(B)

the inability of an individual to reproduce without medical intervention either as a single individual or with the partner of the individual; or

(C)

the findings of a licensed physician based on the medical, sexual, and reproductive history, age, physical findings, or diagnostic testing of the individual.

(2)

The term fertility-related care means—

(A)

the diagnosis of infertility; and

(B)

fertility treatment.

(3)

The term fertility treatment includes the following:

(A)

In vitro fertilization or other treatments or procedures in which human oocytes, embryos, or sperm are handled when clinically appropriate.

(B)

Sperm retrieval.

(C)

Egg retrieval.

(D)

Preservation of human oocytes, embryos, or sperm.

(E)

Artificial insemination, including intravaginal insemination, intracervical insemination, and intrauterine insemination.

(F)

Transfer of reproductive genetic material.

(G)

Medications as prescribed or necessary for fertility.

(H)

Fertility treatment coordination.

(I)

Such other information, referrals, treatments, procedures, testing, medications, laboratory services, technologies, and services facilitating reproduction as determined appropriate by the Secretary of Defense.

.

(b)

Program on fertility treatment coordination

Chapter 55 of title 10, United States Code, is amended by adding at the end the following new section:

1110c.

Program on fertility-related care coordination

(a)

In general

The Secretary of Defense shall establish a program on the coordination of fertility-related care by the Secretary for purposes of ensuring patients receive timely fertility-related care.

(b)

Training and support

In carrying out the program established under subsection (a), the Secretary shall provide to community health care providers training and support with respect to the unique needs of members of the uniformed services and the dependents of such members.

(c)

Fertility-Related care defined

In this section, the term fertility-related care has the meaning given that term in section 1074p(c) of this title.

.

(c)

Conforming amendment

Section 1079(a) of title 10, United States Code, is amended by adding at the end the following new paragraph:

(21)

Fertility-related care shall be provided in accordance with section 1074p of this title.

.

(d)

Application

The amendments made by this section shall apply with respect to services provided on or after October 1, 2027.