A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".

Mr. President, I move to proceed to Calendar No. 399, S.J. Res. 155.

Mr. President, as the Trump administration has walked back from protecting American consumers to help all of its creepy billionaires who it loves so much, States have had to step up into the breach and enact commonsense protections for regular consumers. That includes 15 States, like my State of Rhode Island, helping to make sure medical debt does not send consumers, American families, into a financial tailspin, blocking their access to credit.

While the Fair Credit Reporting Act continues to provide some key protections for consumers, this rule is particularly concerning at a time the administration has sidelined the CFPB at every turn. Rhode Island consumers have filed almost 13,000 complaints about credit reporting with the CFPB in the past year.

We need its help again. We need vigorous, empowered State enforcement more than ever as well.

I yield back.

Vote on Motion to Proceed