Health Care And Education Reconciliation Act Of 2010
Mr. President, I thank the chairman of the Finance Committee, on which I am proud to serve, for yielding time, as well as for the great work he has done. I wish to commend Senators Dodd and Harkin for the great work they have done in the…
Mr. President, I thank the chairman of the Finance Committee, on which I am proud to serve, for yielding time, as well as for the great work he has done. I wish to commend Senators Dodd and Harkin for the great work they have done in the HELP Committee and all the members of the HELP Committee, as well as the Finance Committee and, of course, Majority Leader Reid, who has been as solid as a rock and steadfast in his own quiet way. He is more responsible for this bill passing than just about anybody else. So I thank our leadership for that.
I rise today to talk about this historic accomplishment of health care reform. I congratulate all of my colleagues for their hard work and dedication. I congratulate the President. He, too, was like a rock. He never budged. The day after the Massachusetts election, when so many others were saying we can't get this done and to trim back, he was steadfast. I saw him and his steadfastness. His internal gyroscope got us over the goal line.
I wish to address where the future is in this bill in terms of average Americans. We all know the American people are still trying to digest the health care legislation we have just passed. That is understandable. It is a large and complex piece of legislation and, of course, there has been a tremendous
amount of misinformation out there about what it does and what it does not do. To tell the average American that this is truly historic legislation doesn't get to them. They want to know how it is going to affect them.
I fervently believe that the more the American people learn about this bill, the more they will like it. I believe this for two reasons. First: People very quickly come to see that the myths and lies that some have put forward about this bill will not come true, because they are not in reality, and now we are in reality--we are in health care reality--because the first part of the bill has passed, the major part, and we will pass the second.
Second: There are so many good things in this bill that people like and need. As people learn the truth as to what those things are, many of which will improve their lives--some immediately and some in a few years--I am confident they will not only like health care reform but embrace it. When the crime bill was passed in 1994, at first the same thing happened. There was a parade of horribles. But over the years, we saw that it reduced crime and made America a better place, and it became a very popular piece of legislation. I believe the same thing will occur with this health care bill.
So today I wish to take the rest of my time to describe to average Americans how this bill will affect them. The No. 1 group, the largest group of average Americans, is those who are covered by their employer plan. First, you will keep your coverage. For people who have been scared into thinking they might lose their health coverage or have the government telling them what to do or what treatments they could or could not receive, they are going to discover there is very little change for them. I had a firefighter employed by the city of New York on Long Island last week say to me: Don't pass the bill. I will lose my benefits. That firefighter will see his benefits will stay as good and as strong as they are now. In fact, it will get better for those folks who are already covered, because premiums to their employer won't go up and up and up, and their employer will not continue to ask them, as they have now, to pay so much more and to get so much less back.
We cannot claim premiums won't go up at all, but we know they will go up much less. The likelihood of the employer calling a person, the average person, a worker in their company and saying: Jim, Mary, you are a great worker. I love you. I want you to stay in my company, but I am eliminating your health care benefits or I am greatly cutting them back, will be greatly reduced over the years as this bill becomes law and works its way.
Beneficiaries, those on private health care, won't pay higher Medicare taxes. Their benefits will not change. Their choice of doctors will not change. They will be much better off, and they will learn that.
Second: To small business owners who are trying to do the right thing and provide health insurance coverage to their workers and now find that costs are increasing, which makes it more and more difficult every year to keep those employees on health care, they are going to find this year that there is a generous tax credit to make it more affordable to provide coverage for their employees. The average small businessperson is going to like this bill because the average small business owner wants their employees to have good health care coverage, but they can't do it alone. Now they are going to get some help.
What about to the small business owner who aches because he or she can't supply insurance because the employee has a preexisting condition or just because it is too expensive? They are going to find they will now be able to provide insurance for those folks.
What about all of those families with kids who are now in college and they worry, once the kid gets out of college, they are not going to have health care? They are going to find that they are covered up until their 26th birthday on their parents' plan. They have to be. That is going to start this year. What a relief to millions of American families and millions of American students. I know this personally. My daughter is graduating from law school. When the bill passed at 1 a.m., she called me. She was watching when the House bill passed and said: Dad, I have been worried what I am going to do about health insurance next year. She is out in the job market. Now I don't have to worry. That phone call will be repeated by hundreds of thousands and millions of students to their parents in the next while. So it is great for them.
What about retirees who are not yet eligible for Medicare, the person who fears that because they don't have their job or they are retiring at age 60 or 62, 61, what are they going to do? This bill will provide more assistance to bring down premiums. It will provide more choices to these retirees who right now have either no health insurance or a policy that is so expensive they can't afford it.
What about average Americans who worry because say they have early stages of diabetes and their health care doesn't cover prevention? Average American families--and I see the Senator from Iowa is here, who has been a leader in the fight for prevention--will now get prevention in their benefits. For the average American who has recently gotten sick or who might in the future, they don't have to worry that their insurance company will take away their benefits. They will not be able to do that the way they do now. We won't have to hear stories anymore of health insurers looking for any excuse to cut sick people off from their insurance.
What about those tens of millions on Medicare who, again, have been scared and worried that Medicare will change? Yes, Medicare will change. It will get stronger and still preserve the exact same benefit to every person on Medicare.
Before this bill was signed into law, Medicare was going to go broke in 7 years. It has been given an extra decade. That should be a huge load off the shoulders of people who worry about Medicare.
In addition, the doughnut hole will be closed, so all those Medicare recipients on prescription drugs will get relief--more relief.
For the average senior citizen, as they learn about this bill, they are going to like this bill. They are going to say this was a great thing. It kept Medicare as is, surviving much longer than previously predicted. If we had done nothing and Medicare was about to go broke, guess who would have paid the price. Those senior citizens on it.
What about young women looking for health insurance? Health reform means she will not be charged a premium 150 percent more than a young man's. Health reform ends that gender discrimination.
Mr. President, in conclusion, I will just say this: In November, this bill will be a positive--a strong positive for those who supported it. Those who were in favor of it will benefit. Those who opposed it will come to regret their opposition as America learns about what is in and what is not in this bill. It is not just a triumph for history; it is a triumph for the average American.