Federal Employee Dental And Vision Benefits Enhancement Act Of 2004
Mr. Speaker, too often, basic health insurance coverage offered to federal employees does not adequately cover the cost of dental and vision care, yet regular visits to the eye doctor and the dentist are just as important for maintaining…
Mr. Speaker, too often, basic health insurance coverage offered to federal
employees does not adequately cover the cost of dental and vision care, yet regular visits to the eye doctor and the dentist are just as important for maintaining overall health as annual visits to the M.D. That is why Chairman Davis, Rep. JoAnn Davis, Senator Susan Collins, myself and others have made the addition of supplemental dental and vision benefits to the Federal Employee Health Benefits Program a priority.
According to testimony we heard last year in the Government Reform Committee, while 56 percent of Americans have dental coverage, of 150 FEHBP plans studied, only one provided dental coverage for children and only 14 provided orthodontic coverage. Unfortunately, there are not a lot of options for federal employees when it comes to vision insurance either. The FEHBP is often cited as a leader and a model for health care plans across the Nation. It is unacceptable that federal employees and their families are denied quality coverage for dental and vision services.
The Federal Employees Dental and Vision Benefits Enhancement Act of 2004 seeks to address this situation by leveraging the purchasing power of the federal government to obtain supplemental dental and vision benefits for federal employees. This much-needed legislation is patterned after the successful long-term care benefits program we already offer federal employees and will provide tangible relief to millions of federal employees and their families.
The new benefits would be offered separately from existing health care plans and would be available strictly on a voluntary basis. Since federal employees opting to take advantage of these benefits would pay 100 percent of the premiums, we can offer these policies at very little cost to the federal government. This legislation is a win-win for all parties involved.
Recently, I chaired a subcommittee hearing on steps the federal government can take to lead the way in reducing health care costs by taking advantage of our missive purchasing power, investing in new health care technologies and promoting good health through preventative care. This legislation is a step in that direction. The federal government must lead by example when it comes to health care and I ask my colleagues to support that effort by voting in favor of this bill.