S.Amdt. 2149

SA 2149. Ms. SMITH submitted an amendment intended to be proposed by
her to the bill S. 2155, to promote economic growth, provide tailored
regulatory relief, and enhance consumer protections, and for other
purposes; which was ordered to lie on the table; as follows:

At the appropriate place, insert the following:

SEC. ___. ENSURING FREE ACCESS TO CREDIT REPORTS FOR
CONSUMERS.

(a) Short Title.--This section may be cited as the ``Free
Access to Credit Reports Act''.
(b) Access.--Section 612 of the Fair Credit Reporting Act
(15 U.S.C. 1681j) is amended--
(1) in subsection (a)--
(A) in the subsection heading, by striking ``Annual''; and
(B) in paragraph (1)(A), by striking ``once during any 12-
month period''; and
(2) in subsection (c), in the matter preceding paragraph
(1), by striking ``once during any 12-month period''.
(c) Effective Date.--The amendments made by this section
shall take effect on the date that is 120 days after the date
of enactment of this Act.
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