H.R. 6062House110th Congress (2007-2009)In Committee

Personal Lines of Insurance Fairness Act of 2008

Introduced May 15, 2008

Legislative Activity

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HouseIntro Referral Latest Action

Referred to the House Committee on Financial Services.

May 15, 2008

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HouseIntro Referral

Introduced in House

May 15, 2008

HouseIntro Referral

Referred to the House Committee on Financial Services.

May 15, 2008

Floor Debate

18 members

What members said about H.R. 6062 on the floor

8 Republicans10 Democrats
David Dreier
Rep. David DreierR-CA-26 · May 15, 2008

Madam Speaker, I yield myself such time as I may consume. I would like to begin by expressing my great appreciation to my very dear friend, the distinguished and very able Chair of the Committee on…

Sheila Jackson Lee
Rep. Sheila Jackson LeeD-TX-18 · May 15, 2008

Madam Speaker, I rise enthusiastically to support this very important rule. I congratulate the very strategic design of the Appropriations Committee. This is tough, and I thank the Rules Committee…

Jerry Weller
Rep. Jerry WellerR-IL-11 · May 15, 2008

Madam Speaker, I rise to oppose this rule. I also rise to oppose the way that the House majority, the Democratic majority, is managing this legislation, bringing forward a fiscal year irresponsible…

Louise McIntosh Slaughter
Rep. Louise McIntosh SlaughterD-NY-28 · May 15, 2008

Madam Speaker, by direction of the Committee on Rules, I call up House Resolution 1197 and ask for its immediate consideration. Madam Speaker, for the purpose of debate only, I yield the customary 30…

David R. Obey
Rep. David R. ObeyD-WI-7 · May 15, 2008

Madam Speaker, I hope the House will forgive my laryngitis today. Madam Speaker, I have just heard complaints from the minority side of the aisle about the process by which this proposal is being…

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Barney Frank
Rep. Barney FrankD-MA-4 · Feb 27, 2007

Mr. Speaker, I move to suspend the rules and pass the bill (H.R. 1066) to increase community development investments by depository institutions, and for other purposes. Mr. Speaker, I yield myself…

Paul D. Ryan
Rep. Paul D. RyanR-WI-1 · May 15, 2008

I thank the gentleman for yielding. Madam Speaker, I come to the floor today in strong opposition to this emergency supplemental spending bill that not only would bust the budget with billions in…

James P. McGovern
Rep. James P. McGovernD-MA-3 · May 15, 2008

Madam Speaker, 5 years ago in a well-orchestrated public relations stunt that featured landing on an aircraft carrier, President Bush proclaimed, ``In the battle of Iraq, the United States and our…

Jerry Lewis
Rep. Jerry LewisR-CA-41 · May 15, 2008

Madam Speaker, I very much appreciate my colleague yielding me this time. Perhaps the most important counsel I have ever received came from my dear friend and mentor, Dr. Adeline Gunther. ``Gram,''…

Judy Biggert
Rep. Judy BiggertR-IL-13 · Feb 27, 2007

Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, I rise today in support of H.R. 1066, the Depository Institution Community Development Investments Enhancement Act, and I want to…

Hilda L. Solis
Rep. Hilda L. SolisD-CA-32 · May 15, 2008

Thank you, Madam Chair. Today I rise in strong support of the rule and of the domestic priorities the House will consider today as a part of H.R. 2642 I strongly support provisions to expand and…

Janice D. Schakowsky
Rep. Janice D. SchakowskyD-IL-9 · May 15, 2008

I thank the Rules chairwoman for yielding to me. Fourteen million dollars in an hour, 24/7, over 5 years, $10 billion per month, 4,000 dead Americans, tens of thousands of wounded warriors, untold…

Jay Inslee
Rep. Jay InsleeD-WA-1 · May 15, 2008

Madam Speaker, I support this rule, in part, because it allows Congress to finally rein in an out-of-control policy by the administration in Iraq. For too long our Congress has stood by while an…

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Sander M. Levin
Rep. Sander M. LevinD-MI-12 · May 15, 2008

Amendment 3 concerns unemployment compensation. It's estimated that in the first 6 months of this year, 1.3 million Americans will exhaust their benefits. The number of long-term unemployed Americans…

Todd Tiahrt
Rep. Todd TiahrtR-KS-4 · May 15, 2008

I thank the gentleman from California. Madam Speaker, Washington is broken and it needs to be changed. This rule is poorly devised and the underlying bill is poorly conceived. This bill did not go…

David G. Reichert
Rep. David G. ReichertR-WA-8 · May 15, 2008

Madam Speaker, I rise today in opposition to this rule. Yesterday the Culberson-Reichert-Shays Iraqi reconstruction amendment was offered and subsequently ruled out of order before the Rules…

Ginny Brown-Waite
Rep. Ginny Brown-WaiteR-FL-5 · May 15, 2008

Madam Speaker, I rise in opposition to the rule. I am the lead Republican on the post-9/11 Veterans Education Assistance Act. Congress needs to increase benefits for those fighting in our military to…

Dennis J. Kucinich
Rep. Dennis J. KucinichD-OH-10 · May 15, 2008

Madam Speaker, I regretfully oppose this rule, not because I lack appreciation for the work of my colleagues in trying to craft a bill that would get consensus, but because we are right back to where…

Bill Text

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Introduced in HouseIssued May 15, 2008

I

110th CONGRESS

2d Session

H. R. 6062

IN THE HOUSE OF REPRESENTATIVES

May 15, 2008

Ms. Waters (for herself, Mr. Gutierrez, Mr. Watt, and Mr. Frank of Massachusetts) introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the Fair Credit Reporting Act to prohibit the use of consumer reports and consumer information in making any determination involving personal lines of insurance with respect to a consumer, and for other purposes.

1.

Short title

This Act may be cited as the Personal Lines of Insurance Fairness Act of 2008.

2.

Use of consumer reports and consumer information for certain insurance purposes prohibited

(a)

In general

Section 604(a)(3)(C) of the Fair Credit Reporting Act (15 U.S.C. 1681b(a)(3)(C)) is amended by inserting , except personal lines of insurance before the semicolon.

(b)

Rule of construction

Section 604 of the Fair Credit Reporting Act (15 U.S.C. 1681(b)) is amended by adding at the end the following new subsection:

(h)

Certain lines of insurance not an authorized business purpose

(1)

In general

No consumer reporting agency may furnish a consumer report or consumer information with respect to any consumer to any person for use in making any decision to underwrite or rate any personal lines of insurance, and no person shall use or obtain a consumer report or consumer information with respect to any consumer in connection with the underwriting or rating of any consumer in connection with a transaction involving personal lines of insurance.

(2)

Insurance information not included

Information derived from the following databases shall not be treated as a consumer report or consumer information for purposes of paragraph (1):

(A)

Databases that contain information on property loss data regarding personal lines of insurance, such as the Comprehensive Loss Underwriting Exchange (CLUE) and Automobile Property Loss Underwriting System (A–PLUS).

(B)

Databases that contain information on driver history, such as accidents or moving violations, typically maintained at State departments of motor vehicles.

(C)

Databases that contain information on a consumer’s medical history, to the extent such access and use for purposes described in paragraph (1) is consistent with the requirements of section 604(g).

(3)

Definitions

For purposes of this subsection, the following definitions shall apply:

(A)

Consumer information

The term ‘consumer information’ means any information from the file of any consumer at a consumer reporting agency, or any product derived from any such information such as consumer credit reports or credit scores or other risk score or predictor on any consumer.

(B)

Personal line of insurance

The term ‘personal line of insurance’ means any personal automobile or homeowners line of insurance, as defined in the Uniform Property and Casualty Product Coding Matrix established and maintained by the National Association of Insurance Commissioners or any successor document.

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