S. 149Senate115th Congress (2017-2019)In Committee

Terrorism Survivors Student Loan Deferment Act

Introduced January 17, 2017

AI-Generated Summary

Updated April 15, 2026 at 11:47 AM UTC

The Terrorism Survivors Student Loan Deferment Act amends the Higher Education Act to let borrowers who are victims of terrorist attacks defer their federal student loans for up to one year. It covers all major federal loan programs, including Direct, FFEL, Perkins, and other insured loans. Victims are identified by the head of the federal agency conducting the attack investigation. The Secretary of Education must set up anti‑fraud safeguards for this new deferment.

Key Provisions

  • Adds a deferment of up to one year for borrowers who are victims of terrorist attacks across all federally insured student loan programs.
  • Defines a victim of a terrorist attack as an individual designated by the head of the federal agency handling the investigation.
  • Requires the Secretary of Education to establish anti‑fraud protections for the new deferment.
  • Mandates the responsible federal agency to officially designate victims of terrorist attacks.

Legislative Activity

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1 earlier action
SenateIntro Referral Latest Action

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

January 17, 2017

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SenateIntro Referral

Introduced in Senate

January 17, 2017

SenateIntro Referral

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

January 17, 2017

Floor Debate

19 members

What members said about S. 149 on the floor

11 Republicans8 Democrats
Jeff Merkley
Sen. Jeff MerkleyD-OR · May 4, 2017

Mr. President, I compliment our colleague from Florida on his articulating this powerful vision for humankind, which is the ability to look into the night sky and ponder the mysteries of the…

Lisa Murkowski
Sen. Lisa MurkowskiR-AK · May 4, 2017

Madam President, I ask unanimous consent that the order for the quorum call be rescinded. Madam President, I ask unanimous consent that if the motion to concur in the House amendment to the Senate…

Patrick J. Leahy
Sen. Patrick J. LeahyD-VT · May 4, 2017

Mr. President, as one of the Senators who has read this bill, I would note that most of this bill has been here since November. We were prepared to go in November and vote on each part of it…

John McCain
Sen. John McCainR-AZ · May 4, 2017

Mr. President, I come to the floor once again to discuss the threats facing our country, the challenges confronting the brave men and women of our Armed Forces. I feel compelled to remind my…

Todd Young
Sen. Todd YoungR-IN · May 4, 2017

Mr. President, I ask unanimous consent that the order for the quorum call be rescinded. Today, Mr. President, I rise to speak from the floor of this proud Chamber for the first time. My message today…

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Charles E. Schumer
Sen. Charles E. SchumerD-NY · May 4, 2017

Mr. President, yesterday afternoon the House approved the Omnibus appropriations bill that will fund the government through September. The bill is the result of weeks and weeks of bipartisan,…

Maria Cantwell
Sen. Maria CantwellD-WA · May 4, 2017

Mr. President, I ask unanimous consent that the order for the quorum call be rescinded. Mr. President, I come this morning to talk about the impending passage of a very failed healthcare bill in the…

Mitch McConnell
Sen. Mitch McConnellR-KY · May 4, 2017

Mr. President, I congratulate Senator Young on his first major speech in the Senate. It was truly inspirational. Our colleagues who are here on the floor have had an opportunity to listen to a very…

Bill Nelson
Sen. Bill NelsonD-FL · May 4, 2017

Mr. President, many, many thanks to the leader for his kind remarks. The final bill was negotiated by the big four--the two leaders in the Senate and the two leaders in the House. It was not going to…

John Cornyn
Sen. John CornynR-TX · May 4, 2017

Mr. President, if I may speak on the bill before the Senate, yesterday the House of Representatives passed the Omnibus appropriations bill. Of course, this is the legislation that keeps the Congress…

Tom Cotton
Sen. Tom CottonR-AR · May 4, 2017

Mr. President, I am going to be voting no on this 1,700- page bill. I am not blind to some of the good parts of the bill. It includes last year's Intelligence Authorization Act, and it includes some…

Chris Van Hollen
Sen. Chris Van HollenD-MD · May 4, 2017

Mr. President, I support the Omnibus appropriations bill before us today. While this bill is not perfect, it is a strong statement of priorities, especially in light of the misguided and dangerous…

Michael B. Enzi
Sen. Michael B. EnziR-WY · May 4, 2017

Mr. President, section 251 of the Balanced Budget and Emergency Deficit Control Act of 1985, BBEDCA, establishes statutory limits on discretionary spending and allows for various adjustments to those…

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Thad Cochran
Sen. Thad CochranR-MS · May 4, 2017

Mr. President, this afternoon, the Senate will consider the Consolidated Appropriations Act of 2017. The bill will fund the Federal Government for the remainder of this fiscal year. I urge the Senate…

Jon Tester
Sen. Jon TesterD-MT · May 4, 2017

Mr. President, I ask unanimous consent for 3 minutes, and it will probably be less than that. Mr. President, I would like to thank the body for this bill. This is an omnibus, and I am going to vote…

Richard Burr
Sen. Richard BurrR-NC · May 4, 2017

Mr. President, this explanation reflects the status of negotiations and disposition of issues reached between the House Permanent Select Committee on Intelligence and the Senate Select Committee on…

Joe Donnelly
Sen. Joe DonnellyD-IN · May 4, 2017

Mr. President, I also congratulate my colleague from Indiana. He is a terrific partner. The theme of his speech of working together and building on Hoosier common sense couldn't be more important,…

Jeff Flake
Sen. Jeff FlakeR-AZ · May 4, 2017

Mr. President, I ask unanimous consent that the order for the quorum call be rescinded. Mr. President, I yield back the remainder of my time. I suggest the absence of a quorum.

Roger F. Wicker
Sen. Roger F. WickerR-MS · May 4, 2017

I ask for the yeas and nays.

Bill Text

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Introduced in SenateIssued January 17, 2017

II

115th CONGRESS

1st Session

S. 149

IN THE SENATE OF THE UNITED STATES

January 17, 2017

Mr. Rubio introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions

A BILL

To amend the Higher Education Act of 1965 to provide student loan deferment for victims of terrorist attacks.

1.

Short title

This Act may be cited as the Terrorism Survivors Student Loan Deferment Act.

2.

Student loan deferment for victims of terrorist attacks

(a)

Terms of federally insured student loans

Section 427(a)(2)(C) of the Higher Education Act of 1965 (20 U.S.C. 1077(a)(2)(C)) is amended—

(1)

in clause (ii), by striking or after the semicolon;

(2)

in clause (iii), by inserting or after the semicolon; and

(3)

by inserting after clause (iii) the following:

(iv)

not in excess of 1 year due to the borrower being a victim of a terrorist attack;

.

(b)

FFEL program

Section 428(b) of the Higher Education Act of 1965 (20 U.S.C. 1078(b)) is amended—

(1)

in paragraph (1)(M)—

(A)

in clause (iii), by striking or (II); or and inserting or (II);;

(B)

in clause (iv), by inserting or after the semicolon; and

(C)

by adding at the end the following:

(v)

not in excess of 1 year due to the borrower being a victim of a terrorist attack as described in paragraph (10);

; and

(2)

by adding at the end the following:

(10)

Deferment for victims of terrorist attacks

For purposes of deferment under paragraph (1)(M)(v), a victim of a terrorist attack is an individual who is designated as a victim of a terrorist attack by the head of the Federal agency that is handling the investigation of the attack.

.

(c)

Direct loans

Section 455 of the Higher Education Act of 1965 (20 U.S.C. 1087e) is amended—

(1)

in subsection (e)(7)(B)(i), by inserting or due to the borrower being a victim of a terrorist attack after section 435(o); and

(2)

in subsection (f)—

(A)

in paragraph (2)—

(i)

in subparagraph (C), by striking clause (i) or (ii); or and inserting clause (i) or (ii);;

(ii)

in subparagraph (D), by striking the period at the end and inserting ; or; and

(iii)

by adding at the end the following:

(E)

not in excess of 1 year due to the borrower being a victim of a terrorist attack as described in paragraph (5).

; and

(B)

by adding at the end the following:

(5)

Deferment for victims of terrorist attacks

For purposes of deferment under paragraph (2)(E), a victim of a terrorist attack is an individual who is designated as a victim of a terrorist attack by the head of the Federal agency that is handling the investigation of the attack.

.

(d)

Federal Perkins loans

Section 464(c)(2) of the Higher Education Act of 1965 (20 U.S.C. 1087dd(c)(2)) is amended—

(1)

in subparagraph (A)—

(A)

in clause (iv), by striking or after the semicolon;

(B)

in clause (v), by inserting or after the semicolon; and

(C)

by inserting after clause (v) the following:

(vi)

not in excess of 1 year due to the borrower being a victim of a terrorist attack as described in subparagraph (D);

; and

(2)

by adding at the end the following:

(D)

For purposes of deferment under subparagraph (A)(vi), a victim of a terrorist attack is an individual who is designated as a victim of a terrorist attack by the head of the Federal agency that is handling the investigation of the attack.

.

(e)

Designating victims of terrorist attacks

The head of the Federal agency that is handling the investigation of a terrorist attack, or has handled the investigation of a terrorist attack, shall designate the individuals who are victims of such terrorist attack.

(f)

Anti-Fraud protections

The Secretary of Education shall establish anti-fraud protections in carrying out the amendments made by this Act.