H.R. 2431House116th Congress (2019-2021)In Committee

Mental Health Professionals Workforce Shortage Loan Repayment Act of 2019

Sponsored by John KatkoRep. John Katko (R-NY)
Introduced May 1, 2019

AI-Generated Summary

Updated April 14, 2026 at 4:37 AM UTC

The Mental Health Professionals Workforce Shortage Loan Repayment Act of 2019 would set up a federal loan repayment program to encourage mental‑health providers to work in areas that lack enough professionals. Eligible providers could have up to $250,000 of their federal student loans forgiven in exchange for up to six years of service in a designated shortage area. The program would be funded at $25 million per year from FY 2020 through FY 2029.

Key Provisions

  • The Health Resources and Services Administration (HRSA) would manage agreements with individual providers who agree to serve full‑time in a mental‑health professional shortage area.
  • For each year of service, the Secretary would pay the provider one‑sixth of the outstanding principal and interest on each eligible loan; after the sixth year, the remaining balance would be paid, with a total cap of $250,000 per person.
  • Eligible loans include federal Direct Stafford, PLUS, Unsubsidized, Consolidation, Perkins loans, and other federal loans the Secretary deems appropriate, provided they were used for a master's, doctoral, or post‑doctoral mental‑health education.
  • Service must be up to six years of full‑time work, with no more than a one‑year gap between years of service.
  • Providers cannot receive loan repayment under this program and another federal loan forgiveness program for the same service.
  • The Secretary may set additional rules, establish liquidated damages for breaches, and must report to Congress every two years on program participation and its impact.
  • The term “mental health professional” is broadly defined to include physicians, nurses, social workers, therapists, counselors, psychologists, and related clinicians; “shortage area” includes regions or facilities designated as lacking sufficient mental‑health staff.

Legislative Activity

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4 earlier actions
HouseIntro Referral Latest Action

Sponsor introductory remarks on measure. (CR E566-567)

May 9, 2019

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HouseIntro Referral

Introduced in House

May 1, 2019

HouseIntro Referral

Referred to the House Committee on Energy and Commerce.

May 1, 2019

HouseCommittee

Referred to the Subcommittee on Health.

May 2, 2019

HouseIntro Referral

Sponsor introductory remarks on measure. (CR H3494-3495)

May 8, 2019

HouseIntro Referral

Sponsor introductory remarks on measure. (CR E566-567)

May 9, 2019

Floor Debate

2 members

What members said about H.R. 2431 on the floor

1 Republican1 Democrat
Grace F. Napolitano
Rep. Grace F. NapolitanoD-CA-32 · May 8, 2019

Mr. Speaker, I ask unanimous consent that all Members have 5 legislative days to revise and extend their remarks and include extraneous material on the subject of my Special Order. Mr. Speaker, I…

John Katko
Rep. John KatkoR-NY-24 · May 8, 2019

Mr. Speaker, I rise today in recognition of Mental Health Awareness Month. At the outset, I want to thank my colleague, Mrs. Napolitano, for being a partner in this and a leader in this issue for a…

Bill Text

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Introduced in HouseIssued May 1, 2019

I

116th CONGRESS

1st Session

H. R. 2431

IN THE HOUSE OF REPRESENTATIVES

May 1, 2019

Mr. Katko (for himself and Mrs. Napolitano) introduced the following bill; which was referred to the Committee on Energy and Commerce

A BILL

To amend the Public Health Service Act to authorize a loan repayment program for mental health professionals to relieve workforce shortages, and for other purposes.

1.

Short title

This Act may be cited as the Mental Health Professionals Workforce Shortage Loan Repayment Act of 2019.

2.

Loan repayment program for mental health professionals in shortage

Title VII of the Public Health Service Act is amended—

(1)

by redesignating part G (42 U.S.C. 295j et seq.) as part H; and

(2)

by inserting after part F (42 U.S.C. 294n et seq.) the following:

G

Mental Health Professionals in Workforce Shortage

783.

Loan repayment program for mental health professionals in workforce shortages

(a)

In general

The Secretary, acting through the Administrator of the Health Resources and Services Administration, shall carry out a program under which—

(1)

the Secretary enters into agreements with individuals to make payments in accordance with subsection (b) on the principal of and interest on any eligible loan; and

(2)

the individuals each agree to complete a period of service in a mental health professional shortage area.

(b)

Payments

For each year of obligated service by an individual pursuant to an agreement under subsection (a), the Secretary shall make a payment to such individual as follows:

(1)

Service in a shortage area

The Secretary shall pay—

(A)

for each year of obligated service by an individual pursuant to an agreement under subsection (a), 1⁄6 of the principal of and interest on each eligible loan of the individual which is outstanding on the date the individual began service pursuant to the agreement; and

(B)

for completion of the sixth and final year of such service, the remainder of such principal and interest.

(2)

Maximum amount

The total amount of payments under this section to any individual shall not exceed $250,000.

(c)

Eligible loans

The loans eligible for repayment under this section are each of the following:

(1)

Any loan for education in mental health or a related field leading to a master’s degree, leading to a doctoral degree, or consisting of post-doctoral study.

(2)

Any Federal Direct Stafford Loan, Federal Direct PLUS Loan, or Federal Direct Unsubsidized Stafford Loan, or Federal Direct Consolidation Loan (as such terms are used in section 455 of the Higher Education Act of 1965).

(3)

Any Federal Perkins Loan under part E of title I of the Higher Education Act of 1965.

(4)

Any other Federal loan as determined appropriate by the Secretary.

(d)

Period of service

The period of service required by an agreement under subsection (a) shall consist of up to 6 years of full-time employment, with no more than one year passing between any two years of covered employment, as a mental health professional in the United States in a mental health professional shortage area.

(e)

Ineligibility for double benefits

No borrower may, for the same service, receive a reduction of loan obligations or a loan repayment under both—

(1)

this subsection; and

(2)

any federally supported loan forgiveness program, including under section 338B, 338I, or 846 of this Act, or section 428J, 428L, 455(m), or 460 of the Higher Education Act of 1965.

(f)

Breach

(1)

Liquidated damages formula

The Secretary may establish a liquidated damages formula to be used in the event of a breach of an agreement entered into under subsection (a).

(2)

Limitation

The failure by an individual to complete the full period of service obligated pursuant to such an agreement, taken alone, shall not constitute a breach of the agreement, so long as the individual completed in good faith the years of service for which payments were made to the individual under this section.

(g)

Additional criteria

The Secretary—

(1)

may establish such criteria and rules to carry out this section as the Secretary determines are needed and in addition to the criteria and rules specified in this section; and

(2)

shall give notice to the committees specified in subsection (h) of any criteria and rules so established.

(h)

Report to congress

Not later than 5 years after the date of enactment of the Mental Health Professionals Workforce Shortage Loan Repayment Act of 2019, and every other year thereafter, the Secretary shall prepare and submit to the Committee on Energy and Commerce of the House of Representatives and the Committee on Health, Education, Labor, and Pensions of the Senate a report on—

(1)

the number and location of borrowers who have qualified for loan repayments under this section; and

(2)

the impact of this section on the availability of mental health services in mental health professional shortage areas.

(i)

Definition

In this section:

(1)

The term mental health professional means a full-time job (including a fellowship) where the primary intent and function of the job is the direct treatment or recovery support of patients with or in recovery from a mental health disorder, such as a physician (MD or DO), psychiatric nurse, social worker, marriage and family therapist, mental health counselor, occupational therapist, psychologist, psychiatrist, child and adolescent psychiatrist, or neurologist.

(2)

The term mental health professional shortage area means—

(A)

an area designated under section 332 with respect to a shortage of mental health professionals; or

(B)

any facility, program, center, or clinic as determined appropriate by the Secretary for purposes of this section because of a shortage of mental health professionals, including private physician practices and other medical facilities designated under section 332(a) as having such a shortage.

(j)

Authorization of appropriations

There are authorized to be appropriated to carry out this section $25,000,000 for each of fiscal years 2020 through 2029.

.