H.R. 3386House116th Congress (2019-2021)In Committee

Protect the Uninsured Act of 2019

Introduced June 20, 2019

AI-Generated Summary

Updated April 14, 2026 at 6:27 AM UTC

The Protect the Uninsured Act of 2019 would change the Social Security Act so that hospitals and critical access hospitals must charge uninsured patients the lowest price they have negotiated with any insurer for the same service. If a hospital bills an uninsured patient more than that lowest negotiated price, it would face a civil monetary penalty equal to the overcharge. The bill targets hospitals and uninsured individuals across the United States.

Key Provisions

  • Hospitals and critical access hospitals must provide uninsured patients with the lowest negotiated rate they have with any health insurer for each item or service.
  • If a hospital charges an uninsured patient more than that lowest negotiated rate, the hospital is subject to a civil monetary penalty equal to the amount of the overcharge.
  • The penalty provisions follow the same rules as other civil monetary penalties under the Social Security Act.

Legislative Activity

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2 earlier actions
HouseCommittee Latest Action

Referred to the Subcommittee on Health.

June 21, 2019

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HouseIntro Referral

Introduced in House

June 20, 2019

HouseIntro Referral

Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

June 20, 2019

HouseCommittee

Referred to the Subcommittee on Health.

June 21, 2019

Bill Text

Latest available legislative text

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Introduced in HouseIssued June 20, 2019

I

116th CONGRESS

1st Session

H. R. 3386

IN THE HOUSE OF REPRESENTATIVES

June 20, 2019

Mr. Collins of New York introduced the following bill; which was referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned

A BILL

To amend title XI of the Social Security Act to require hospitals and critical access hospitals to provide uninsured individuals with access to the lowest negotiated rate for items and services furnished to such individuals.

1.

Short title

This Act may be cited as the Protect the Uninsured Act of 2019.

2.

Requiring hospitals and critical access hospitals to provide uninsured individuals with access to the lowest negotiated rate for items and services furnished to such individuals

Section 1128A of the Social Security Act (42 U.S.C. 1320a–7a) is amended by adding at the end the following new subsection:

(t)
(1)

Any hospital or critical access hospital that, with respect to an item or service furnished by such hospital or critical access hospital to an uninsured individual (as defined in paragraph (2)) on or after the date that is 6 months after the date of the enactment of this subsection, holds such individual liable for an amount in excess of the lowest negotiated price (as defined in such paragraph) with respect to such item or service shall be subject to a civil monetary penalty in an amount equal to the difference between the amount such hospital or critical access hospital held such individual liable for with respect to such item or service and such lowest negotiated price. The provisions of subsections (c), (d), (g), and (h) shall apply to a civil monetary penalty under the preceding sentence in the same manner as such provisions apply to a penalty, assessment, or proceeding under subsection (a).

(2)

In this subsection:

(A)

The term lowest negotiated price means, with respect to a hospital or critical access hospital and an item or service, the lowest recognized amount such hospital or critical access hospital has negotiated with any health insurance issuer or group health plan (as such terms are defined in section 2791 of the Public Health Service Act) with which such hospital or critical access hospital contracts for such item or service.

(B)

The term uninsured individual means an individual who is not enrolled or otherwise covered under any health insurance coverage, group health plan, or Federal health care program (as defined in section 1128B(f)), or under the health insurance program under chapter 89 of title 5, United States Code.

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