H.Res. 1408House117th Congress (2021-2023)In Committee

Prohibiting the consideration in the House of Representatives of certain bills or joint resolutions relating to Department of Veterans Affairs mortgage loan fees, and for other purposes.

AI-Generated Summary

Updated February 8, 2026 at 6:03 PM UTC

The resolution creates a procedural rule that blocks the House from considering any bill, joint resolution, amendment, or conference report that changes Department of Veterans Affairs mortgage loan fees if the change produces cost‑incurring effects and isn’t directly tied to veterans’ housing benefits or the actuarial health of the loan program. It applies to any legislation affecting VA mortgage loan fees and uses existing PAYGO definitions for budgetary terms. The rule is intended to limit new fee‑related measures that could increase costs without clear benefit to veterans.

Key Provisions

Establishes a point of order making it out of order to consider any measure that alters VA mortgage loan fees and results in budgetary costs unless the changes are related to veterans’ housing benefits or the actuarial soundness of the loan program.
Specifies that the budgetary terms “costs,” “savings,” and “budgetary effects” are defined according to the Statutory Pay‑As‑You‑Go Act of 2010.

Legislative Activity

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HouseIntro Referral Latest Action

Referred to the House Committee on Rules.

Rules Committee

September 29, 2022

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HouseIntro Referral

Introduced in House

September 29, 2022

HouseIntro Referral

Referred to the House Committee on Rules.

Rules Committee

September 29, 2022

Bill Text

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Introduced in HouseIssued September 29, 2022

117th CONGRESS

2d Session

H. RES. 1408

IN THE HOUSE OF REPRESENTATIVES

September 29, 2022

Mr. Long submitted the following resolution; which was referred to the Committee on Rules

RESOLUTION

Prohibiting the consideration in the House of Representatives of certain bills or joint resolutions relating to Department of Veterans Affairs mortgage loan fees, and for other purposes.

Point of order relating to Department of Veterans Affairs mortgage loan fees

(a)

Point of order

It shall not be in order in the House of Representatives to consider any bill or joint resolution, or amendment thereto or conference report thereon, that—

(1)

makes 1 or more changes in the law with respect to fees collected by the Secretary of Veterans Affairs in connection with a mortgage loan guaranteed under chapter 37 of title 38, United States Code, the budgetary effects of which are savings; and

(2)

contains 1 or more changes in the law or new provisions of law—

(A)

that are not related to—

(i)

veterans housing benefits; or

(ii)

the actuarial soundness of the program for guaranteeing housing loans under such chapter; and

(B)

the budgetary effects of which are costs.

(b)

Definitions

In this section, the terms budgetary effects, costs, and savings have the meanings given those terms in section 3 of the Statutory Pay-As-You-Go Act of 2010 (2 U.S.C. 932).