118th CONGRESS
2d Session
S. 1316
AN ACT
To amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.
Credit monitoring
The Fair Credit Reporting Act (15 U.S.C. 1681 et seq.) is amended—
in section 605A(k) (15 U.S.C. 1681c–1(k))—
by striking paragraph (1) and inserting the following:
Definitions
In this subsection:
Armed forces
The term armed forces has the meaning given the term in section 101(a) of title 10, United States Code.
Armed forces member consumer
The term armed forces member consumer means a consumer who, regardless of duty status, is a member of the armed forces.
; and
in paragraph (2)(A), by striking active duty military consumer
and inserting armed forces member consumer
; and
in section 625(b)(1)(K) (15 U.S.C. 1681t(b)(1)(K)), by striking active duty military consumers
and inserting armed forces member consumers
.
Passed the Senate November 13, 2024.
Secretary