S. 4794Senate118th Congress (2023-2025)In Committee

Claiming Age Clarity Act

A bill to require the Social Security Administration to make changes to the social security terminology used in the rules, regulation, guidance, or other materials of the Administration.

AI-Generated Summary

Updated January 20, 2026 at 6:09 PM UTC

The Claiming Age Clarity Act directs the Social Security Administration to update the language it uses about retirement ages. By January 1, 2025, the SSA must replace several existing terms in its rules, regulations, guidance, and other materials with new, clearer wording. This change affects how the public and agencies refer to eligibility ages for Social Security benefits.

Key Provisions

Replace "early eligibility age" with "minimum monthly benefit age".
Replace "full retirement age" and "normal retirement age" with "standard monthly benefit age".
Stop using "delayed retirement credit" and change references to age 70 as the maximum age for delayed credits to "maximum monthly benefit age".

Legislative Activity

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1 earlier action

SenateIntro Referral Latest Action

Read twice and referred to the Committee on Finance.

Finance Committee

July 25, 2024

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SenateIntro Referral

Introduced in Senate

July 25, 2024

SenateIntro Referral

Read twice and referred to the Committee on Finance.

Finance Committee

July 25, 2024

Bill Text

Latest available legislative text

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Introduced in SenateIssued July 25, 2024

118th CONGRESS

2d Session

S. 4794

IN THE SENATE OF THE UNITED STATES

July 25, 2024

Mr. Cassidy (for himself, Mr. Coons, Ms. Collins, and Mr. Kaine) introduced the following bill; which was read twice and referred to the Committee on Finance

A BILL

To require the Social Security Administration to make changes to the social security terminology used in the rules, regulation, guidance, or other materials of the Administration.

Short title

This Act may be cited as the Claiming Age Clarity Act.

Changes to social security terminology

Not later than January 1, 2025, the Commissioner of Social Security shall ensure that, in any rules, regulation, guidance, or other materials of the Social Security Administration, whether online or in print—

(1)

the term early eligibility age is replaced with the term minimum monthly benefit age;

(2)

the terms full retirement age and normal retirement age are replaced with the term standard monthly benefit age; and

(3)

the term delayed retirement credit shall not be used and any reference to age 70 as the maximum age up to which delayed retirement credits can be received shall be replaced with the term maximum monthly benefit age.