Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".

This joint resolution directs Congress to reject a rule the Consumer Financial Protection Bureau (CFPB) submitted that would withdraw an existing regulation. The regulation in question concerns how Regulation Z’s ability‑to‑repay requirements apply to certain situations involving successors‑in‑interest. By disapproving the withdrawal, the rule will remain in force, affecting lenders and borrowers subject to those ability‑to‑repay standards.