H.J.Res. 177House119th Congress (2025-2027)In Committee

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures".

Introduced May 7, 2026

AI-Generated Summary

Updated May 8, 2026 at 8:20 AM UTC

This joint resolution directs Congress to disapprove a rule the Consumer Financial Protection Bureau submitted that would withdraw an existing fair‑credit‑reporting rule on name‑only matching procedures. By disapproving the withdrawal, the original rule stays in force, affecting credit reporting agencies and consumers whose credit information is matched by name only.

Key Provisions

  • Congress formally disapproves the CFPB’s withdrawal rule, rendering it ineffective and keeping the original fair credit reporting name‑only matching procedures rule in effect.

Legislative Activity

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HouseIntro Referral Latest Action

Referred to the House Committee on Financial Services.

May 7, 2026

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HouseIntro Referral

Introduced in House

May 7, 2026

HouseIntro Referral

Referred to the House Committee on Financial Services.

May 7, 2026

Floor Debate

1 member

What members said about H.J.Res. 177 on the floor

1 Republican
Mario Diaz-Balart
Rep. Mario Diaz-BalartR-FL-26 · Mar 6, 2025

Mr. Speaker, due to the passing of a cherished member of my family, my elder brother and former Member of Congress, the Honorable Lincoln Diaz-Balart, I was unable to vote the week of March 3, 2025.…

Bill Text

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Introduced in HouseIssued May 7, 2026

IA

119th CONGRESS

2d Session

H. J. RES. 177

IN THE HOUSE OF REPRESENTATIVES

May 7, 2026

Mr. Foster submitted the following joint resolution; which was referred to the Committee on Financial Services

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Fair Credit Reporting; Name-Only Matching Procedures.

That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Fair Credit Reporting; Name-Only Matching Procedures, 86 Fed. Reg. 62468 (November 10, 2021) (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.