H.J.Res. 184House119th Congress (2025-2027)In Committee

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".

Introduced May 13, 2026

AI-Generated Summary

Updated May 14, 2026 at 8:26 AM UTC

This joint resolution tells Congress to reject a rule the Consumer Financial Protection Bureau (CFPB) submitted that would withdraw an existing regulation on fair credit reporting and file disclosure. By disapproving the rule, Congress ensures that the withdrawal does not become effective, keeping the original fair credit reporting requirements in place. The action affects the CFPB and any parties that would be impacted by the withdrawn rule.

Key Provisions

  • Congress formally disapproves the CFPB's rule that seeks to withdraw the Fair Credit Reporting; File Disclosure regulation.
  • The disapproved rule is declared to have no legal force or effect.

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HouseIntro Referral Latest Action

Referred to the House Committee on Financial Services.

May 13, 2026

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HouseIntro Referral

Introduced in House

May 13, 2026

HouseIntro Referral

Referred to the House Committee on Financial Services.

May 13, 2026

Bill Text

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Introduced in HouseIssued May 13, 2026

IA

119th CONGRESS

2d Session

H. J. RES. 184

IN THE HOUSE OF REPRESENTATIVES

May 13, 2026

Mr. Lynch submitted the following joint resolution; which was referred to the Committee on Financial Services

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Fair Credit Reporting; File Disclosure.

That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Fair Credit Reporting; File Disclosure (89 Fed. Reg. 4167 (January 23, 2024)) (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.