H.R. 1893 – LIONs Act of 2025

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Updated November 24, 2025 at 2:12 AM UTC

The LIONs Act of 2025 updates the Small Business Act and the Small Business Investment Act to allow larger SBA loans. By increasing the maximum loan amounts for standard 7(a) loans and for development‑company loans, the bill aims to give small businesses and the firms that fund them access to more capital. The changes affect any small business or development company that applies for SBA financing.

Key Provisions

Raises the maximum size of a Small Business Administration (SBA) 7(a) loan from $3.75 million (or $5 million total) to $7.5 million (or $10 million total).
Doubles the ceiling on loans made by SBA‑approved development companies, changing the limit from $5 million (or $5.5 million) to $10 million.

Legislative Activity

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1 earlier action

HouseIntro Referral Latest Action

Referred to the House Committee on Small Business.

Small Business Committee

March 5, 2025

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HouseIntro Referral

Introduced in House

March 5, 2025

HouseIntro Referral

Referred to the House Committee on Small Business.

Small Business Committee

March 5, 2025

Bill Text

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Introduced in HouseIssued March 5, 2025

I

119th CONGRESS

1st Session

H. R. 1893

IN THE HOUSE OF REPRESENTATIVES

March 5, 2025

Mr. Thanedar (for himself and Mr. Alford) introduced the following bill; which was referred to the Committee on Small Business

A BILL

To amend the Small Business Act and the Small Business Investment Act of 1958 to increase the maximum loan amount for certain loans, and for other purposes.

1.

Short title

This Act may be cited as the Loans In Our Neighborhoods Act of 2025 or the LIONs Act of 2025.

2.

Maximum loan amount for a 7(a) loan

Section 7(a)(3)(A) of the Small Business Act (15 U.S.C. 636(a)(3)(A)) is amended by striking $3,750,000 (or if the gross loan amount would exceed $5,000,000) and inserting $7,500,000 (or if the gross loan amount would exceed $10,000,000).

3.

Maximum loan amount for a development company loan

Section 502(2)(A) of the Small Business Investment Act of 1958 (15 U.S.C. 696(2)(A)) is amended—

(1)

by striking $5,000,000 each place it appears and inserting $10,000,000; and

(2)

by striking $5,500,000 each place it appears and inserting $10,000,000.