H.R. 4153 – Supporting Trade and Rebuilding Opportunity for National Growth Act

AI-Generated Summary

Updated November 23, 2025 at 11:43 PM UTC

The STRONG Act updates the Small Business Act and the Small Business Investment Act to allow larger loans for small businesses and development companies. By doubling the loan caps, the bill aims to give businesses more financing capacity to support trade and economic growth. The changes affect companies that apply for SBA 7(a) loans and Small Business Investment Companies that make development loans.

Key Provisions

Increases the maximum size of a Small Business Administration 7(a) loan from $3.75 million (or $5 million if the total loan exceeds that amount) to $7.5 million (or $10 million if the total loan exceeds that amount).
Raises the maximum loan amount that a Small Business Investment Company can provide from $5 million (and $5.5 million in other instances) to $10 million.

Legislative Activity

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1 earlier action

HouseIntro Referral Latest Action

Referred to the House Committee on Small Business.

Small Business Committee

June 26, 2025

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HouseIntro Referral

Introduced in House

June 26, 2025

HouseIntro Referral

Referred to the House Committee on Small Business.

Small Business Committee

June 26, 2025

Bill Text

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Introduced in HouseIssued June 26, 2025

I

119th CONGRESS

1st Session

H. R. 4153

IN THE HOUSE OF REPRESENTATIVES

June 26, 2025

Mr. Alford (for himself and Mr. Wied) introduced the following bill; which was referred to the Committee on Small Business

A BILL

To amend the Small Business Act and the Small Business Investment Act of 1958 to increase the maximum loan amount for certain loans, and for other purposes.

1.

Short title

This Act may be cited as the Supporting Trade and Rebuilding Opportunity for National Growth Act or the STRONG Act.

2.

Maximum loan amount for a 7(a) loan

Section 7(a)(3)(A) of the Small Business Act (15 U.S.C. 636(a)(3)(A)) is amended by striking $3,750,000 (or if the gross loan amount would exceed $5,000,000) and inserting $7,500,000 (or if the gross loan amount would exceed $10,000,000).

3.

Maximum loan amount for a development company loan

Section 502(2)(A) of the Small Business Investment Act of 1958 (15 U.S.C. 696(2)(A)) is amended—

(1)

by striking $5,000,000 each place it appears and inserting $10,000,000; and

(2)

by striking $5,500,000 each place it appears and inserting $10,000,000.