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H.R. 2822House119th Congress (2025-2027)In Committee

To extend the National Flood Insurance Program through December 31, 2026.

Sponsored by Troy A. CarterRep. Troy A. Carter (D-LA)
Introduced April 10, 2025

AI-Generated Summary

Updated November 24, 2025 at 1:12 AM UTC

This bill extends the National Flood Insurance Program (NFIP) for an additional three years, moving its financing and expiration dates to December 31 2026. The change keeps the program active for homeowners, renters, and businesses in flood‑prone areas who rely on federally backed flood insurance.

Key Provisions

  • Changes the law to move the National Flood Insurance Program’s (NFIP) financing deadline from September 30 2023 to December 31 2026.
  • Updates the NFIP’s program expiration date in the statute, extending it from September 30 2023 to December 31 2026.

Legislative Activity

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HouseIntro Referral Latest Action

Referred to the House Committee on Financial Services.

Financial Services Committee

April 10, 2025

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HouseIntro Referral

Introduced in House

April 10, 2025

HouseIntro Referral

Referred to the House Committee on Financial Services.

Financial Services Committee

April 10, 2025

Bill Text

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Introduced in HouseIssued April 10, 2025

I

119th CONGRESS

1st Session

H. R. 2822

IN THE HOUSE OF REPRESENTATIVES

April 10, 2025

Mr. Carter of Louisiana (for himself, Mr. Fields, Ms. Letlow, Mr. Ezell, Mrs. McIver, Mr. Moskowitz, and Mr. Veasey) introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To extend the National Flood Insurance Program through December 31, 2026.

1.

Extension of National Flood Insurance Program

(a)

Financing

Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended, in the first sentence, by striking September 30, 2023 and inserting December 31, 2026.

(b)

Program expiration

Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking September 30, 2023 and inserting December 31, 2026.