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S. 1504Senate119th Congress (2025-2027)In Committee

Claiming Age Clarity Act

Sponsored by Bill CassidySen. Bill Cassidy (R-LA)
Introduced April 29, 2025

AI-Generated Summary

Updated November 24, 2025 at 12:54 AM UTC

The Claiming Age Clarity Act directs the Social Security Administration to update its terminology to make benefit‑age language clearer. It requires the agency to swap several existing terms for new, more descriptive ones by early 2027, affecting all SSA publications, online content, and guidance that the public and beneficiaries rely on.

Key Provisions

  • By Jan. 1, 2027, the Social Security Administration must replace the term “early eligibility age” with “minimum monthly benefit age” in all its rules, regulations, guidance, and other materials.
  • The agency must also replace both “full retirement age” and “normal retirement age” with the single term “standard monthly benefit age.”
  • The phrase “delayed retirement credit” may no longer be used; any mention of age 70 as the latest age for receiving such credits must be changed to “maximum monthly benefit age.”

Legislative Activity

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1 earlier action
SenateIntro Referral Latest Action

Read twice and referred to the Committee on Finance.

Finance Committee

April 29, 2025

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SenateIntro Referral

Introduced in Senate

April 29, 2025

SenateIntro Referral

Read twice and referred to the Committee on Finance.

Finance Committee

April 29, 2025

Bill Text

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Introduced in SenateIssued April 29, 2025

II

119th CONGRESS

1st Session

S. 1504

IN THE SENATE OF THE UNITED STATES

April 29, 2025

Mr. Cassidy (for himself, Mr. Coons, Ms. Collins, and Mr. Kaine) introduced the following bill; which was read twice and referred to the Committee on Finance

A BILL

To require the Social Security Administration to make changes to the social security terminology used in the rules, regulation, guidance, or other materials of the Administration.

1.

Short title

This Act may be cited as the Claiming Age Clarity Act.

2.

Changes to social security terminology

Not later than January 1, 2027, the Commissioner of Social Security shall ensure that, in any rules, regulation, guidance, or other materials of the Social Security Administration, whether online or in print—

(1)

the term early eligibility age is replaced with the term minimum monthly benefit age;

(2)

the terms full retirement age and normal retirement age are replaced with the term standard monthly benefit age; and

(3)

the term delayed retirement credit shall not be used and any reference to age 70 as the maximum age up to which delayed retirement credits can be received shall be replaced with the term maximum monthly benefit age.