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S. 2223Senate119th Congress (2025-2027)In Committee

Investing in Main Street Act of 2025

Sponsored by Todd YoungSen. Todd Young (R-IN)
Introduced July 9, 2025

AI-Generated Summary

Updated November 23, 2025 at 11:37 PM UTC

The Investing in Main Street Act of 2025 updates the Small Business Investment Act of 1958 to allow small business investment companies to invest a larger share—raising the cap from 5 percent to 15 percent. This change is intended to give SBICs more capital to support small businesses across the United States.

Key Provisions

  • Changes the investment limit for small business investment companies (SBICs) from 5 percent to 15 percent under the Small Business Investment Act of 1958.

Legislative Activity

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1 earlier action
SenateIntro Referral Latest Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs Committee

July 9, 2025

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SenateIntro Referral

Introduced in Senate

July 9, 2025

SenateIntro Referral

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs Committee

July 9, 2025

Bill Text

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Introduced in SenateIssued July 9, 2025

II

119th CONGRESS

1st Session

S. 2223

IN THE SENATE OF THE UNITED STATES

July 9, 2025

Mr. Young (for himself, Mr. Gallego, Mr. Risch, and Ms. Duckworth) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To amend the Small Business Investment Act of 1958 to increase the amount that may be invested in small business investment companies.

1.

Short title

This Act may be cited as the Investing in Main Street Act of 2025.

2.

Investment in small business investment companies

Section 302(b) of the Small Business Investment Act of 1958 (15 U.S.C. 682(b)) is amended—

(1)

in paragraph (1), by striking 5 percent and inserting 15 percent; and

(2)

in paragraph (2), by striking 5 percent and inserting 15 percent.