Mr. President, what is the order? Thank you very much, Mr. President. I have listened to several of my Republican colleagues and I wish to note that they have the bill in front of them and they are attacking this health care bill, but…
Mr. President, what is the order?
Thank you very much, Mr. President.
I have listened to several of my Republican colleagues and I wish to note that they have the bill in front of them and they are attacking this health care bill, but nowhere on their desks do we see their bill. They have no answers, no solutions.
I can't yield.
They have no solutions at all on an issue that affects every single American.
What we have before us is the Reid bill which I think is an excellent piece of legislation that will make life better for every single American. I will spell that out in the course of my remarks.
We all know change isn't easy. It is easy to come down here and demagog and pound your fists and complain. It is human nature to resist change. But every once in a while a situation cries out for change, and that is the case today with our health care system.
The status quo is not benign. It is hurting our people. I wish to share the story of Nikki White as brought to us in the book ``The Healing of America'' by T.R. Reid. He talks about Nikki in the prologue where he poses it as a moral question: What we do about health care? This is what he writes:
If Nikki White had been a resident of any other rich
country, she would be alive today. Around the time she
graduated from college, Nikki White contracted Lupus. That is
a serious disease, but one that modern medicine knows how to
manage. If this bright, feisty, dazzling young woman had
lived in say, Japan, the world's second richest Nation, or
Germany, the third richest, or Britain, France, Italy, Spain,
Canada, et cetera, the health care systems there would have
given her the standard treatment for Lupus and she could have
lived a normal life span. But Nikki White was a citizen of
the world's richest country--the United States of America.
Once she was sick, she couldn't get health insurance. Like
tens of millions of her fellow Americans, she had too much
money to qualify for health care under welfare, but too
little money to pay for the drugs and the doctors she needed
to stay alive. She spent the last months of her life
frantically writing letters and filling out forms pleading
for help. When she died, Nikki White was 32 years old.
That is a story that should move every one of us, move every one of us to action.
Look, we have spent years studying and analyzing what is working in our health care system and what is not working. What it comes down to is this: Too many of our fellow citizens are suffering because of the broken promises of a health insurance system that abandoned them when they needed it the most. Too many cannot afford health insurance. Too many are getting sick after praying to God that they wouldn't because they knew that sickness could leave them in economic ruin. Praying is not a health care insurance plan.
Americans will spend over $2.5 trillion on health care next year; $2.5 trillion. In all, we spend twice as much per person on health care as other advanced nations. Yet, the United States of America, out great Nation, ranks near the bottom of the 30 leading industrialized nations in basic measures of health, such as infant mortality rate and life expectancy--the bottom of the list. That is where we are. So we spend twice as much and the results are not anywhere near where they should be. It is clear why. Too many people don't have affordable health insurance, and they wait too long before they get the help they need. Or, they are like Nikki and they never get the help they need.
Health care premiums have more than doubled in the last 9 years--more than doubled in the last 9 years--and one respected nonpartisan study says if we fail to act, the average American family will have to spend 45 percent of their income on health insurance premiums alone, and that is by 2016. By 2016, 45 percent of their income, the average family, by 2016, if we do nothing. My friends on the other side stand there with the bill and downgrade what we are doing and never address that issue.
It is time for change. When we know that two-thirds of all bankruptcies are due to a health care crisis, it is time
for change. When we know that every day--every day--another 14,000 Americans lose their health care coverage, that tells me it is time for change.
I know there are many people listening who think the uninsured are not their problem, that it doesn't affect their health care. They are flat wrong. Right now, every one of us with insurance is paying $1,100 a year--each of our families--for those who are uninsured. Why? Because we have to pay for the emergency room services they get when they are rushed into the hospital because they have neglected a health care problem and it is very expensive, and we are paying for it. That tells me it is time for change.
When family after family tells us they paid for insurance for years, but when they had a crisis their insurance company walked away from them--in T.R. Reid's book, we learn about a man who paid all his life for insurance and he got struck by an automobile and he was in the hospital with a terrible situation, and the insurance company knew it was going to cost them a lot. You know what they did? They rescinded his insurance. They told him that he weighed more than he should have, and they walked away from him. Story after story. Good, hard-working people unable to get health insurance, knowing that their future is dark. It is time for a change.
Today, I want to say to America's families: Change is definitely on the way. It won't be easy. It is going to be tough. But all these things I have said are truths. Everybody here has to be moved by that. I believe we will finally bring change. I am hopeful. I am hopeful because of the work of so many of our colleagues and the work of Senator Harry Reid. He has put a bill before us that, as I said, will make life better for every single American. It is called the Patient Protection and Affordable Care Act. First and foremost, if you have health insurance you like, this bill gives you the security of knowing it will be there for you when you need it. And if you don't have health insurance, you will be able to get affordable coverage through a new exchange which includes the public option.
Ultimately, under this bill, we are expanding health care to cover more than 94 percent of the American people, and all the while we are cutting the Federal deficit by an estimated $130 billion over 10 years, because there are real savings and real revenues in this bill to offset the new important programs.
When this bill is signed into law, America's families will see immediate improvements to their health care. They won't have to wait.
For example, right away, when President Obama signs this bill, your insurance company won't be able to kick you off your plan for some made-up reason because they no longer want to cover you. They will no longer be able to cap your coverage. I can't tell my colleagues how many people think they are safe because they had a $500,000 cap on their insurance. They never dreamed they would use it up. But one difficult and terrible illness can use it up, and then they are out of luck. No more rescissions, no more caps.
Parents will be able to keep their children on their health care policy up to the age of 26. Small businesses will have immediate access to tax credits to make covering their employees more affordable. And seniors will have a more generous benefit through their prescription drug coverage. We all hear about that doughnut hole that affects seniors as soon as they need to buy more pharmaceuticals. This will give them another $500 before they reach that point. Those are just a few of the immediate benefits of the Patient Protection and Affordable Care Act.
Here is a sample of other major provisions. This is a very important one. In this bill, no family of four making less than $88,200 a year will have to pay more than 9.8 percent of their income for health insurance premiums. Let me say that again. No family of four making less than $88,200 a year will have to pay more than 9.8 percent of their income for health care premiums. So if you make anything between say the poverty rate all the way up to $88,200, you never have to pay more than 9.8 percent of your income for health care premiums, and if you are on the lower end, it is even less. It goes down to about 2 percent. So it ranges from 2 percent to 9.8 percent at $88,200. That means that more than 62 percent of all of our families will be able to be assured that they will not have to go broke to buy health insurance.
Remember what I said. A respected study has already stated that if we do nothing, by 2016 people will be paying 45 percent of their income on premiums. In this bill, we ensure that our middle class down to our working poor do not have to worry about those kinds of premium increases.
For the rest of our Nation's families who are more affluent, there is the security of knowing that the insurance company reforms in this bill are going to help you. The insurance company can't walk away from you. If you have a preexisting condition, they can't turn you down. If you have a child you want to keep on until age 26, you can. If you are a small business, you will get tax credits to help you pay for your employees. There are many other benefits, including some free prevention coverage that kicks in right away. So no more discrimination against those with a preexisting condition.
By the way, no longer will insurance companies be able to discriminate based on gender. Right now, women in my home State of California are paying almost 40 percent more for the same insurance as men. There is gender discrimination. That will end when this bill becomes law.
In this bill we increase competition, which is perhaps one of the most important things we can do to bring down costs to our families. We have the health care exchange which includes a public option that will compete on a level playing field with insurance companies to keep them honest. In other words, there will be a government option, but there won't be anything different about the government plan in terms of the way it negotiates with the insurance companies.
There has been a lot of shouting from my colleagues about the public option. Why shouldn't the American people have access to a public option?
I ask that question. I don't hear my Republican friends coming down to the floor and saying they are going to give up their public option. More than 90 percent of us have a public option right now--the Federal Employee Health Benefits Program. I don't see one of my colleagues who have been trashing the public option coming to the floor and saying I wish to get rid of mine. Oh, no. They like it. But they don't want it for the rest of the people. I don't understand it.
There are lots of public options we have here. Medicare is a public option, run by the government. I don't hear my Republican friends coming here and saying we should end Medicare. They used to say that. They don't say it anymore. Now they say they depend on it. It is a public option; 45 million Americans are covered by it. Not one of them said get rid of Medicare.
I don't hear any of my Republican friends coming to the floor saying we should get rid of another public option called Medicaid. That is for the poor. It works well. It is tough, and there are problems with it, but it works and it covers 60 million Americans. So you have 45 million Americans in a public option called Medicare, 60 million Americans in a public option called Medicaid.
How about the veterans health care program? I don't hear them pounding the table and saying get rid of the public option for our veterans. I will tell you, maybe they want to, but they would not say it because the veterans would be at their door because that public option covers 7.9 million veterans. Not one of my Republican colleagues say they want to end it.
I don't hear my Republican friends coming to the floor to say we should end our TRICARE program for our military. That is a public option for 9.5 million people. I don't hear them saying stop that public option.
Again, their own health care, brought to them by FEHBP, Federal Employees Health Benefits Program, that is a public option that covers 8 million people, including them, and they don't seem to want to end that. But when it comes to everybody else, they come down here and basically say: a government takeover of health care. False.
The public option is just one option in the exchange. It has to run by the rules of all the other insurance companies. I say if it is good enough for a Republican Member of the Senate and a
Democratic Member of the Senate, a public option ought to be an option for the people whom we represent.
Small business needs help here. I don't know if everybody is aware of this, but small businesses pay as much as 18 percent more for the same health insurance as large businesses. In California, we have seen increased premiums to small businesses that have meant a choice between laying off employees or not providing health insurance at all. More and more of these businesses are dropping health care coverage. If you are in the position where you work for a small business, you don't have health care coverage, and you want to stay there, when this bill goes into effect, you can go into the exchange and then you will have some buying power or your small business can go into the exchange.
This bill will protect our seniors, and it will strengthen Medicare. Medicare is a success story. Before Medicare became law, half our senior citizens went without health insurance. Now, 98 percent of our seniors are covered by Medicare. They believe in the program and they want it to continue. Those of us supporting this bill want to make Medicare stronger, and we do. This bill will ensure a stronger, more sustainable Medicare Program. It lowers prescription drug costs, as I mentioned before. It increases access to preventive services for our seniors, and it extends the solvency of the Medicare Program by 4 to 5 years.
My Republican colleagues are standing here saying that Democrats want to hurt Medicare--by the way, Medicare is a public option. They are saying the Democrats want to hurt Medicare, a public option. Honestly, who could believe that?
In 1964, George H. W. Bush called Medicare ``socialized medicine.''
Newt Gingrich, when he was Speaker of the House, said he wanted to see Medicare ``wither on the vine.''
In 1995, while seeking the Republican nomination for President, Senator Bob Dole bragged that he voted against creating Medicare in 1965. He bragged about it and said: ``I was there fighting the fight, voting against Medicare . . . because we knew it wouldn't work in 1965.''
The Republicans are saying the Democrats want to destroy Medicare in this bill. That is beyond ridiculous. The American people know who is on their side when it comes to protecting Medicare. We didn't just wake up this morning. We know who brought us Medicare.
This bill expands Medicaid. That is for the poor to ensure that the poorest and sickest among us can get into the program. We are going to get those with incomes below 133 percent of the poverty level into the program. That means that more than 1.5 million Californians who are uninsured or are struggling with the cost of health care, that will allow them to be covered.
I thank the majority leader for working with us to ensure that California receives increased Federal support as we expand Medicaid. For the first 3 years of this expansion, the Federal Government will fully cover the cost of expanding Medicaid.
I talked a little bit about prevention. Today, only 4 cents of every $1 we spend on health care is on prevention. Yet more than half our people live with one or more chronic conditions.
Five chronic diseases--heart disease, cancer, stroke, chronic obstructive pulmonary disease, and diabetes--are responsible for more than two-thirds of the deaths in America.
This bill will eliminate copays and deductibles for preventive care so people don't get to that serious illness. Those preventive services go into effect immediately.
That is an overview of the Patient Protection and Affordable Care Act. My friends on the other side have already come out against this bill. They say it is too long, too complex. One of them said it is ``holy war.'' This bill will cause them to fight a ``holy war,'' for some reason. Where is their bill? They don't have one. After all the things we know are wrong with the system--and you don't have to agree with us on everything, but where is your bill?
It seems like my Republican friends care more about playing politics than about protecting our families. That is what it feels like. They seem to care more about bringing down our President than bringing down the cost of health care.
They seem to care more about all that than Tim and Josie Jentes, of Los Angeles, CA. Tim is retired from Raytheon. He gets his health care through his retirement plan. During 2007, the first year of his retirement, their monthly health care premium was $460. During 2008, it rose to $630. In 2009, it rose to $850. That is an 85-percent increase in 2 years for this retiree.
Tim wrote to me and said:
I understand that compared to many we are fortunate to have
good health care and insurance. But we look forward to you,
Senator Boxer, the Senate, and the House . . . addressing the
seemingly unbounded increase in health care cost.
We do it in this bill. People such as Tim will be protected. But my friends across the aisle say: No, we are not going to help Tim.
What about Madeleine Foote of Costa Mesa, California? She turned 25 and lost the health care coverage she had under her parents. She tried to get coverage, but because she is taking medicine, she was denied. They said it was a preexisting condition. They said you can have health care, but you have to have a $3,000 deductible and premiums of $300 a month. She wrote:
As a young person working in a restaurant, repaying student
loans and trying to make it on my own, this is a huge
financial burden. I cannot afford insurance that charges me
so much. . . . For now, I am forced to hope that nothing
extremely bad befalls me.
She is another one who prays not to get sick. That is not a health care plan. My friends on the other side say: No, sorry, we are not going to help you, Madeleine.
I have so many other stories. There is Douglas Ingoldsby, a small business owner in Santa Barbara, CA. He has 11 employees, and soon he will not be able to afford to get them insurance anymore. He asked that I support a public option, and I do. My Republican colleagues are saying: Douglas, no, we are not going to help you. It goes on. The stories go on.
One of the stories is from a doctor, a retired pediatrician in Sacramento, Robert Meagher, who wrote and said that some parents begged him not to write on the form--after he saw a child with asthma, they asked: Please don't write down asthma. Say it was bronchitis. If you write down that my child has asthma, they will have a preexisting condition and when they go out on their own, they cannot get insurance.
Can you imagine a doctor having to face a parent like that? My Republican friends don't want to think about that. They seem to be thinking about politics and the next election.
We all know the bill before us isn't perfect. They should vote to start debate. They can try to make it better. There are many issues I am working on for California. There is the Disproportionate Share Hospital Program. I am working to get better prevention for women.
At the end of the day, this is where we are. Health care coverage for all of America's families has been an elusive goal since Teddy Roosevelt first proposed it nearly a century ago. Our dear friend, Senator Ted Kennedy, whom we miss so much, fought for health care right here on this Senate floor from the moment he arrived in the Senate in 1962 to the moment he died. Today, I am proud to say we are moving closer to fulfilling this promise of health care for all.
Robert Kennedy once said:
Few will have the greatness to bend history itself; but
each of us can work to change a small portion of events, and
in the total of all those acts will be written the history of
this generation.
This is our time. This is our moment. This is the moment for us to come together as a nation and make sure our people never again have to face what Nikki White faced in her last days--filling out forms, praying to God she could get health care, not being able to get it, and dying at age 32. That is immoral. It is not necessary. We can fix it, and we should.
I yield the floor.