Mr. Speaker, almost exactly a year ago, the Republican majority held a retreat where other Members met and they set their agenda for 2014. After that retreat, the leadership issued a statement promising, with a solemn promise, that the…
Mr. Speaker, almost exactly a year ago, the Republican majority held a retreat where other Members met and they set their agenda for 2014. After that retreat, the leadership issued a statement promising, with a solemn promise, that the House Republicans will rally around and pass an alternative to ObamaCare this year.
That is about 4 years after the law passed, but at least you can give them some credit that they were going to move forward in 2014 with an alternative to the Affordable Care Act.
That was last winter, and winter turned to spring, spring turned to summer, summer turned to fall, fall turned to winter, and we never had a vote in the House on the alternative, the promised alternative to ObamaCare.
Maybe the committees took action, the committees that this proposed bill is lateraling this issue off to. Did we have a committee vote on Education and the Workforce, Ways and Means, Energy and Commerce? No. Did we have hearings on an alternative that was promised by the majority caucus a year ago on an alternative to the Affordable Care Act? No, no hearings, no markup, no vote, no bill.
Here we are today with the majority once again throwing out a promise: Trust us. In 180 days, we will have an alternative to the Affordable Care Act.
Well, Mr. Speaker, unfortunately, in the last year, millions of Americans have moved on. Parents are insuring their kids through the Affordable Care Act up to age 26.
There are Members in the majority who take advantage of that very provision to provide coverage for their children under the Affordable Care Act that they seek to repeal here today.
Millions of seniors see their prescription drug costs cut because of the Affordable Care Act because of the leftover of the Republican prescription drug bill which led this outrageous doughnut hole that threw 100 percent of the cost of medications to seniors who were paying monthly premiums.
Yes, we saw the startup of exchanges, both at the State level--like my State in the State of Connecticut--and the Federal exchange, which have enrolled millions of Americans in affordable plans.
This year, the Affordable Care Act in Connecticut, we had submissions by the insurance companies to participate in 2015. Did we see reduced competition? Did we see less of a free marketplace? No, we saw more competition. We have more insurers who are offering the product through the exchange in 2015 than in 2014.
Did we see rates go up? Mr. Speaker, I am going to enter into the Record a record from the Connecticut State Insurance Department which shows that rates went down--down--for individual plans and for small group market plans.
State of Connecticut Insurance Department
2014 Connecticut Insurance Rate Filings For On/Off Exchange 2015
Policies
Individual Market Requested and Approved Changes
Aetna Life Insurance Co.:
--Requested Change: 9.4%
--Approved Change: 4.60%
--Effective 1/1/2015
Celtic Insurance Company:
--Requested Change: 0.00%
--Approved Change: -6.50%
--Effective 1/1/2015
ConnectiCare Benefits, Inc.:
--Requested Change: 12.8%
--Approved Change: 3.10%
--Effective 1/1/2015
ConnectiCare Inc.:
--Requested Change: -21.50%
--Approved Change: -21.50%
--Effective 1/1/2015
ConnectiCare Insurance Co.:
--Requested Change: 1.40%
--Approved Change: 1.30%
--Effective 1/1/2015
UnitedHealthcare Ins. Co.:
--Requested Change: 0.00%
--Approved Change: -9.30%
--Effective 1/1/2015
Golden Rule Insurance Co.:
--Requested Change: 0.00%
--Approved Change: -6.91%
--Effective 1/1/2015
HealthyCT, Inc:
--Requested Change: -8.60%
--Approved Change: -8.50%
--Effective 1/1/2015
Time Insurance Company:
--Requested Change: 25.00%
--Approved Change: 6.00%
--Effective 1/1/2015
Cigna Health and Life Insurance Company:
--Requested Change: 15.23%
--Approved Change: 8.82%
--Effective 1/1/2015
Anthem Health Plans:
--Requested Change: 12.5%,
--Approved Change: -0.10%
--Effective 1/1/2015
UnitedHealthcare Life Insurance Company:
--Requested Change: 0.00%
--Approved Change: -9.20%
--Effective 1/1/2015
Average Requested Change: 3.85%
Average Approved Change: -3.18%
Estimated savings for consumers in Individual Market:
$79,099,427
Small Group Market Requested and Approved Changes
Aetna Life Insurance Co.:
--Requested Change: 5.90%
--Approved Change: 5.90%
--Effective 1/1/2015
Anthem Health Plans:
--Requested Change: 6.00%
--Approved Change: 4.40%
--Effective 1/1/2015
HealthyCT, Inc*:
--Requested Change: -13.40%
--Approved Change: -13.40%
--Effective 1/1/2015
UnitedHealthcare Ins. Co.*:
--Requested Change: 2.50%
--Approved Change: 2.50%
--Effective 1/1/2015
ConnectiCare Inc.:
--Requested Change: -1.40%
--Approved Change: -5.00%
--Effective 1/1/2015
ConnectiCare Insurance Co.*:
--Requested Change: 7.00%
--Approved Change: 7.00%
--Effective 1/1/2015
Harvard Pilgrim Healthcare of CT:
--Requested Change: 2.80%
--Approved Change: -12.00%,
--Effective 1/1/2015
HPHC Insurance Co.*:
--Requested Change: -3.40%
--Approved Change: -9.40%
--Effective 1/1/2015
Oxford Health Insurance*:
--Requested Change: 10.20%
--Approved Change: 10.20%
--Effective 1/1/2015
Oxford Health Plans (CT):
--Requested Change: 10.20%
--Approved Change: 9.00%
--Effective 1/1/2015
Average Requested Change: 2.64%
Average Approved Change: 0.08%
*CID has review authority but not approval authority over
these filings
Estimated savings for consumers in Small Group Market:
$9,448,203
Estimated savings for combined Individual & Small Group
Markets: $88,547,630
The fact of the matter is that this marketplace, which now has more carriers, is now providing lower rates, saving close to $90 million from last year's rates than the year before.
Mr. Speaker, what we are being asked to do here today is to stop that progress, to take away that coverage to young adults that today get it through their parents' plans, to take away the prescription drug benefit, to take away from seniors the relief that they are getting for lifesaving medications, and to tell those individual and small group plans that are purchasing it--this year, again, we have 70,000 reenrollments of the 75,000 enrolled last year, and we have 30,000 new that have enrolled this year in that plan.
We have cut the uninsured rate in a State like Connecticut that has embraced the law down to 4 percent of its population.
You are telling folks like me to blow it up, get rid of it, and you have no plan, even though your caucus made a promise a year ago to the American people that they would provide a plan, and they never came through with it.
Reject this bill.