Concurrent Resolution On The Budget, Fiscal Year 2017
Mr. President, first of all, I want to acknowledge the great intellect that the Senator from Louisiana brings to the debate, the experience he has in the health care field, how much I personally have learned from him on the committee in…
Mr. President, first of all, I want to acknowledge the great intellect that the Senator from Louisiana brings to the debate, the experience he has in the health care field, how much I personally have learned from him on the committee in the work we do, and I thank him for the contribution he makes to the Senate.
I rise to talk a little bit about how we got to where we are today, what we are about to do, and where we need to end up. It will be short, and it will be sweet, but it will be to the point.
I was here in 2009 when we passed ObamaCare. In fact, as the Presiding Officer will remember, it was at 9 o'clock in the morning on Christmas Eve in 2009. I opposed it at that time for a particular reason. The reason was that I saw it driving us toward a single-payer health care system, which I personally opposed. But the votes were there. It passed, and it passed on the promise that if you liked your doctor, you could keep him; if you liked your insurance, you could keep it. And because everybody is going to be insured, rates will go down and everything is going to be wonderful.
What has happened over the last 8 years has been pretty incredible. Rates have gone up tremendously. People have not been able to keep their insurance. We find ourselves on the cusp of being forced to a government single-payer health care system because the private markets are collapsing.
In my State of Georgia, where we have 159 counties, up until this year every county had at least two or more providers providing health insurance. Today in 2017, 96 of our 159 counties have one carrier. Next year half of them will be down to no carrier, and we will be forced into a system that we don't know what it will look like. Prices have gone up not just by a little bit, but they have gone up by an awful lot. The end-user market in Georgia is approaching the breaking point.
I will give you a couple of examples. Two parents in Georgia picked the least expensive plan available this year to their family of four. It comes out to be a $6,500 deductible and $2,400 a month for premium-- unsustainable.
A couple in their sixties had a similar plan but were just outside the subsidy limit of $96,000 for their family. So they are paying over 50 percent of their income for health insurance.
Hard-working families deserve better. Although President Obama promised this law would reduce premiums and make health care more available, it has done the opposite. ObamaCare is unsustainable. Now, that is the practical answer, and that is exactly what got us to where we are today.
We are in the process of attempting to get the budget reconciliation act before us so that we can repeal ObamaCare, but we must also talk about what we replace it with because repealing it without a replacement is not an acceptable solution. It is not a solution. It is a conundrum.
We must prioritize returning the oversight of individual markets to the States and provide them with the flexibility to design their Medicaid programs in ways that enable them to cover most people and tailor benefits to meet the needs of the unique populations in their States.
We have proven in the past that regulation by the State insurance commissioners work. We need to return association health plans to be competitive in the United States. We need to allow the sale of interstate insurance across State lines and stop the prohibition against that. We need to open the opportunity for entrepreneurship in the private sector to fill the void that is being filled by the vacuum that has been created by the mandates of ObamaCare.
We need to also preserve those things in ObamaCare that made sense-- preexisting condition, absolutely; insurance coverage up to the age of 26 while staying at home with a parent, absolutely. Those things can be done, and we ought to do them because they were the right thing to do when we did them, and they are the right thing to preserve now. But it is absolutely essential that we see to it that we return insurance to the private sector and regulation to the States. If we fail to do so, we will have higher premiums or no premiums at all and no plans at all.
So as we talk about repealing, we must also end up landing on a replacement. It is unsustainable and impractical, and it is wrong for us to say we are going to repeal ObamaCare without replacing it with a plan that we know works and has the opportunity. Let's address that which caused ObamaCare to happen. Let's fix the breaks that have taken place. Let's bring back competition, State regulation and authority, and let's see to it that health care in America is accessible and is affordable. It is important for us to do it. It is essential for us to do it, and I plan to commit myself to seeing to it to do my part to repeal ObamaCare. We replace it with a sustainable program, we return the program to the States, wherever possible, and we see to it that Americans have health insurance coverage at a competitive and fair price.
I yield back.