S. 3586Senate119th Congress (2025-2027)In Committee

AI for Mainstreet Act

Sponsored by Todd YoungSen. Todd Young (R-IN)
Introduced January 7, 2026

AI-Generated Summary

Updated February 7, 2026 at 6:06 PM UTC

The AI for Mainstreet Act updates the Small Business Act so that Small Business Development Centers must assist small businesses with using artificial intelligence. It directs the centers to offer guidance, training, and outreach on AI best practices, security, compliance, and integration into daily operations. The bill also adopts the federal definition of AI and does not provide extra funding for these activities.

Key Provisions

  • Amends the Small Business Act to add a new subparagraph requiring Small Business Development Centers to help small businesses evaluate and use artificial intelligence.
  • Mandates that these centers provide information, guidance, and training on AI best practices, using AI for contingency planning, data and intellectual‑property protection, cybersecurity, regulatory compliance, customer trust, and overall business operations.
  • Requires outreach by the centers to inform small businesses about AI opportunities and how to adopt the technology.
  • Adds a definition of “artificial intelligence” that follows the definition in the National Artificial Intelligence Initiative Act of 2020.
  • Specifies that no additional funding is authorized for these new responsibilities.

Legislative Activity

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1 earlier action
SenateIntro Referral Latest Action

Read twice and referred to the Committee on Small Business and Entrepreneurship.

January 7, 2026

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SenateIntro Referral

Introduced in Senate

January 7, 2026

SenateIntro Referral

Read twice and referred to the Committee on Small Business and Entrepreneurship.

January 7, 2026

Bill Text

Latest available legislative text

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Introduced in SenateIssued January 7, 2026

II

119th CONGRESS

2d Session

S. 3586

IN THE SENATE OF THE UNITED STATES

January 7, 2026

Mr. Young (for himself and Ms. Cantwell) introduced the following bill; which was read twice and referred to the Committee on Small Business and Entrepreneurship

A BILL

To amend the Small Business Act to require small business development centers to assist small business concerns with the use of artificial intelligence, and for other purposes.

1.

Short title

This Act may be cited as the AI for Mainstreet Act.

2.

Guidance on the use of artificial intelligence for small business concerns

(a)

In general

Section 21(c)(3) of the Small Business Act (15 U.S.C. 648(c)(3)) is amended—

(1)

in subparagraph (T), by striking and at the end;

(2)

in the first subparagraph (U) (relating to encouraging and assisting the provision of succession planning), by striking the period at the end and inserting a semicolon;

(3)

by redesignating the second subparagraph (U) (relating to providing training in conjunction with the United States Patent and Trademark Office) as subparagraph (V);

(4)

in subparagraph (V), as so redesignated, by striking the period at the end and inserting ; and; and

(5)

by adding at the end the following:

(W)

assisting small business concerns in evaluating artificial intelligence concerning operations, including by—

(i)

providing information, guidance, and training to small business concerns on the use of artificial intelligence, including—

(I)

best practices for using artificial intelligence;

(II)

using artificial intelligence to plan for unexpected circumstances, protect data and intellectual property, improve cybersecurity, facilitate regulatory compliance, and improve customer trust; and

(III)

incorporating artificial intelligence into business operations; and

(ii)

conducting outreach to the extent practical to small business concerns regarding the use of artificial intelligence.

.

(b)

Conforming amendment

Section 3 of the Small Business Act (15 U.S.C. 632) is amended by adding at the end the following:

(gg)

Artificial intelligence

In this Act, the term artificial intelligence has the meaning given the term in section 5002 of the National Artificial Intelligence Initiative Act of 2020 (15 U.S.C. 9401).

.

(c)

No additional funds

No additional amounts are authorized to carry out this Act or the amendments made by this Act.