Small Business Health Fairness Act Of 2004
Mr. Speaker, I rise in opposition of H.R. 4281 and the association health plans it creates. This bill does nothing to help uninsured Americans, hurts those who enroll in the plans and will even cause healthcare costs to go up. There are 44…
Mr. Speaker, I rise in opposition of H.R. 4281 and the association health plans it creates.
This bill does nothing to help uninsured Americans, hurts those who enroll in the plans and will even cause healthcare costs to go up.
There are 44 million Americans who are uninsured in this country and this bill will not even help one percent of them. Not one percent!
A Congressional Budget Office study showed that only 360,000 uninsured Americans would join AHP's. There has to be a better way to help 44 million uninsured Americans.
What is just as bad is that AHP's will use loopholes to get around state health regulations. This will leave consumers who enroll in these plans without needed safeguards.
If an AHP denies someone a cancer treatment or diabetic supplies that person may not have the right to appeal the decision. Their health will suffer and they will be left with no options.
AHP's will enroll only the healthiest Americans. This will leave those other Americans, the ones who are sick and the ones who take prescription drugs, with fewer options.
According to the Congressional Budget Office up to 20 million Americans will face higher healthcare costs. 20 million!
Health insurers will give breaks to the AHP's and charge other consumers more.
These higher healthcare costs could cause up to 10,000 Americans to become uninsured.
There is a better way to help small businesses and the uninsured.
That is why I support the Democratic substitute to the AHP bill.
The substitute will provide small businesses and their employees with affordable quality health insurance. The plan is even similar to what the federal government offers its employees.
The substitute will protect patients by making sure the insurers are overseen by the states.
And finally this substitute will not raise the price of healthcare.
H.R. 4281 will not help small businesses or their employees.
By voting for the substitute we will help these businesses. We will help their employees and we will help all Americans have access to and afford health insurance.