Madam Speaker, I rise in support of real health care reform for the American people. As a member of the Committee on Ways and Means, I have been working hard to develop a bill that really makes health care better. What stands out to me the…
Madam Speaker, I rise in support of real health care reform for the American people. As a member of the Committee on Ways and Means, I have been working hard to develop a bill that really makes health care better.
What stands out to me the most from my work are the stories I hear from my district in California. Neighbors like Blasa Ochoa, who lost her insurance when her employer went bankrupt, and who has been unable to get another policy because she has a pre-existing condition.
Or Denise from Lakewood who told me that doctors treat her special- needs son like a number and not a person.
The other night, I spoke to several hundred of my neighbors during a telephone town hall, and they told me about the problems with the current system: high costs, exclusions for pre-existing conditions, and the flat out inability to find a plan for those 60 and older.
I'm working so hard on this issue because I know health care reform is what my neighbors back home in California want and need.
America's Affordable Health Choices Act will fix these problems and more.
But sadly, there are still many misconceptions out there.
So let me clear some things up.
This bill will put a stop to abusive insurance company practices, so that you can get a policy no matter what your age or whether you have a pre-existing condition.
This bill will control skyrocketing health costs and make health insurance more affordable. Its strongest cost-control tool is the public health plan option.
We need a strong and stable public option because the private plans, busy seeking profits, have been unsuccessful in controlling the growth in healthcare costs. Their idea of controlling costs is denying care!
But a robust public plan, like the one in this bill, will give the private plans real competition and persuade them to change their ways. This makes health care cheaper for you.
A strong public plan will show how investing in comprehensive, high- quality care, including preventive care, will make Americans healthier and save money at the same time.
An NBC/Wall Street Journal Poll from earlier this year showed that 76 percent of American voters want a public health plan option. And I am proud to have worked on a bill that gives them just that.
But the public plan option is not the only standout provision in this bill.
This bill will protect small businesses and their employees.
This bill is going to help small businesses offer health insurance to their employees--something most small employers want, but can't afford to do right now.
Currently, small businesses pay an average of 18 percent more for health coverage than large businesses.
But with the America's Affordable Health Choices Act, small businesses will have access to the new Health Insurance Exchange, giving them the benefits of lower rates that only large businesses now enjoy. The exchange will also give small businesses more plans to choose from.
The bill also creates a new tax credit--worth up to half the cost of health insurance premiums--to assist small employers who want to offer coverage.
Finally, small businesses will be exempt from the ``pay or play'' requirements that will apply to large employers. Small businesses with a total payroll of $250,000 or less--that's $250,000 in employee payroll, and doesn't count the owner's take home pay--will be exempt from ``pay or play.''
Altogether, the bill makes it easier for small businesses and their employees to afford high quality care while protecting their bottom line.
I encourage my colleagues in both chambers and on both sides of the aisle to stop the bickering--and stop spreading misconceptions that are delaying this much-needed reform bill.
Americans cannot wait any longer. They're counting on us to get this done. We need to pass reform that lowers cost, promotes choice and provides care for all, no matter where they work or how large--or small--their paychecks.